Businessowners Policy
Offered by Berkshire Hathaway GUARD Insurance Companies
Business Owners Policy Berkshire HathawayDescription
Just like businesses come in all shapes and sizes, so do their insurance needs. But selecting the right coverages can be a daunting task, even for seasoned entrepreneurs. That’s why Berkshire Hathaway GUARD has designed a Businessowner’s Policy (BOP) that makes the insurance buying process easier. By bundling traditional property and liability protection into one form with optional “Add-Ons” and endorsements pre-designed for specific industry groups, we can create an insurance solution that is both simple and tailored to fit our customers’ needs.
TARGETED INDUSTRIES
- Artisan Contractors
- Auto Services
- Habitational (Apartments/Condos)
- Hotels/Motels
- Lessors of Buildings
- Professional Offices
- Restaurants
- Retail Stores
- Service Industries
- Wholesalers/Distributors
- Typical property limits up to $20 million; up to $50 million for certain industries
- Liability limits up to $1 million per occurrence / $2 million general aggregate
- Built-in business income, inland marine, and crime coverages
- Optional “Add-Ons,” including equipment breakdown, data compromise, and cyber suite coverages offered in conjunction with market leader Hartford Steam Boiler Inspection and Insurance Company (Munich Re)
- Industry-specific enhancement endorsements
- A wide range of premium discounts based upon unique business characteristics
- Flexible deductibles and payment options
Details
Appointment Required
Carrier Information
Admitted
Listing Contact
Customer Service
Offered By
Availability 49 states
Covered
Not Covered