Excess Liability Construction Program

Offered by ISC (Integrated Specialty Coverages)

General Liability Commercial General Liability Custom Homebuilders Artisan Contractors Janitorial Landscaper Oil & Gas Contractors Project Specific Owners Interest New Ventures

Description

Designed for your small to middle market contractor clients, ISC's new exclusive A- rated Contractor's Excess Liability program uses the ISO Commercial Excess Liability Coverage form, which can be tailored to provide the coverage they need.

Excess over Standard/Plus

Excess Liability Limits:

  • Limits up to $2MM (up to $5MM available with approval)

Minimum Underlying Limits:

  • Auto Liability: 1MM Combined Single Limit
  • General Liability: $1MM/$2MM/$2MM
  • Employers Liability: $500K/$500K/$500K

Program Highlights:

  • Coverage Form: ISCO Excess (Follow Form)
  • Policy Types: Practice Policy
  • Commission: 15%
  • Minimum Premium: $750
  • Territory: All 50 States

Program Guidelines:

  • Minimum Underlying: GL Carrier Must Be ISC A Rated
  • Minimum Earned: 15%
  • Gross Receipts: Up to $5MM
  • Fleet Size: Up to 10 Vehicles
  • Threshold: No Losses over $250,000

Excess over Premier & Unsupported

Excess Liability Limits:

  • Limits Up to $5MM

Minimum Underlying Limits:

  • Auto Liability: $1MM CSL or Split $1MM/$250K/$1MM
  • General Liability: $1MM/$2MM/$1MM (where applicable)
  • Employers Liability: $500K/$500K/$500K except NY/NJ $100K/$500K/$100K

Program Highlights:

  • Coverage Form: ISCO Excess (Follow Form)
  • Policy Types: Practice; Specified Project; Owners Interest
  • Commission: Variable
  • Minimum Premium: $3500
  • Territory: All 50 States

Program Guidelines:

  • Minimum Underlying: All underlying carriers: AM Best B+VI or A-V or Better
  • Minimum Earned: Practice Policies: 25%; Project Specific/Owner's Interests: 100%
  • Gross Receipts: Up to $100MM
  • Fleet Size: Up to 100 power units
  • Loss Threshold: NA

Details

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Offered By

ISC (Integrated Specialty Coverages)

30 listings in 50 states + DC

Engaged View Company

Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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