Excess Liability Construction Program
Offered by ISC (Integrated Specialty Coverages)
General Liability Commercial General Liability Custom Homebuilders Artisan Contractors Janitorial Landscaper Oil & Gas Contractors Project Specific Owners Interest New VenturesDescription
Designed for your small to middle market contractor clients, ISC's new exclusive A- rated Contractor's Excess Liability program uses the ISO Commercial Excess Liability Coverage form, which can be tailored to provide the coverage they need.
Excess over Standard/Plus
Excess Liability Limits:
- Limits up to $2MM (up to $5MM available with approval)
Minimum Underlying Limits:
- Auto Liability: 1MM Combined Single Limit
- General Liability: $1MM/$2MM/$2MM
- Employers Liability: $500K/$500K/$500K
Program Highlights:
- Coverage Form: ISCO Excess (Follow Form)
- Policy Types: Practice Policy
- Commission: 15%
- Minimum Premium: $750
- Territory: All 50 States
Program Guidelines:
- Minimum Underlying: GL Carrier Must Be ISC A Rated
- Minimum Earned: 15%
- Gross Receipts: Up to $5MM
- Fleet Size: Up to 10 Vehicles
- Threshold: No Losses over $250,000
Excess over Premier & Unsupported
Excess Liability Limits:
- Limits Up to $5MM
Minimum Underlying Limits:
- Auto Liability: $1MM CSL or Split $1MM/$250K/$1MM
- General Liability: $1MM/$2MM/$1MM (where applicable)
- Employers Liability: $500K/$500K/$500K except NY/NJ $100K/$500K/$100K
Program Highlights:
- Coverage Form: ISCO Excess (Follow Form)
- Policy Types: Practice; Specified Project; Owners Interest
- Commission: Variable
- Minimum Premium: $3500
- Territory: All 50 States
Program Guidelines:
- Minimum Underlying: All underlying carriers: AM Best B+VI or A-V or Better
- Minimum Earned: Practice Policies: 25%; Project Specific/Owner's Interests: 100%
- Gross Receipts: Up to $100MM
- Fleet Size: Up to 100 power units
- Loss Threshold: NA
Details
Offered By
Availability 50 states + DC
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Covered
Not Covered
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