Risk Point Vehicle Inventory Program

Offered by Risk Theory, LLC

Auto Dealers Used Car Dealer Franchised Auto Dealer Auto Physical Damage Weather Non-Franchised Auto Dealers Deductible Dealers Open Lot Car Lot Inventory RV Dealers


- Dealer Open Lot Physical Damage Insurance for Car, RV, Heavy Truck and Motorcycle/Powersports Dealers -

Risk Point Mobility Underwriters DOL Program Features:

• Program is available for Franchised and Non-Franchised Auto Dealers, RV Dealers, Truck Dealers and Motorcycle/Powersports Dealers.

• Risk Point Alert Weather App sends push notifications to a mobile device when severe weather is within 30 miles, 20 miles, and 5 miles of a target auto dealership.

• Weather Loss aggregate deductibles available.

• Economic Loss covered to a maximum of $2,500 as a result of collision damage to a new vehicle and $2,500 for additional miles added to the odometer of a new vehicle as a result of a theft loss to a new vehicle.

• A high sublimit ($200,000 per year) for False Pretense (trick, scheme or device) loss.

• Coverage available for stored “off lease” vehicles.

• An aggregate deductible on collision losses. This is unique in the industry.

• Dealer “holdback” covered on total losses to new vehicles – this too is a coverage not often offered by other carriers.

• The “margin clause” provides coverage equal to 125% of the limit shown in the event that a loss exceeds the limit of insurance shown on the policy. The average monthly value is the limit of insurance shown on the declaration page that will be used as the rating basis. The “margin clause” does not apply to Flood or Earthquake coverage.

• Convenient payment plan with 10% down and 11 monthly payments.

• Monthly Reporter option available.

• Superior Customer Service.

• Claims Service provided by Risk Point and managed from our Dallas, Texas headquarters.

• Program commission is 12%.


Has Pen

Appointment Required

Carrier Information

Pepper Snider


Listing Contact

Pepper Snider Vice President Sales and Marketing

Offered By

Risk Theory, LLC

5 listings in 50 states + DC

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Availability 50 states + DC

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