Description
Primary AL ($1mil), Physical Damage, GL, Trailer Interchange, Workers Compensation, Cargo, Occupational Accident (10+ drivers), Contingent Liability (employer protection from owner/operators claiming employee status), Trucker's Passenger Accident. New carriers- Dump trucks now a "GO" Also farm vehicles, pick ups, vans and other local delivery vehicles as well as construction related insureds are targets.
ACORDs 125, 132, 127 and 143 may apply. Three (3) yr loss data and MVR's required. Contact wally@ram-companies.com for complete details.
In the above illustration several constants were used: Liability limits were $500CSL and the UM cover was $500CSL with a $250 PD Ded. The driver was 35 with a clean MVR (CDL A or B) and the radius was capped at 200 miles with the client being in business for a minimum of two years with no losses. No Physical damage was considered and no filings were required. Our quotes can be generated on line provided all the necessary information is furnished; therefore turn around time is minimal. GA examples used.
LONG HAUL...A+VX admitted insurers and most states (except LA & MA) are available. In addition to ACORDs, 2 yrs financial statements, MVR's, Equipment schedules, mileage reports (IFTA or Schedule B's) and 4 yr currently valued loss runs are required. Acceptable risks are: Trucking for hire, Truckload, Less Than Truck Load (LTL), Dry Van, Refrigerated, Intermodal/Container, Flatbed, Tanker, Specialized, Auto Haulers and bulk commodities. Risks with environmental, tip over, catastrophic, weight shift, over size/over weight, require more underwriting review. Please allow a minimum of three weeks to prepare quotes.
CARGO & PHYSICAL DAMAGE....Monoline Coverages for Physical Damage, Motor Truck Cargo and Contingent Cargo for Truck Brokers are available in most states (E&S). Drivers (ages 25-65qualify) need a min. of 3 yrs verifiable exp with CDL license for the type of equipment operated and no more than 3 minor violations or one accident in last 3 yrs. Equipment must be < than 15 yrs old. Large accounts are eligible for monthly reporting. Physical damage max value is $250,000 (tractor-trailer). Cargo max limit is $300,000 per vehicle and $1 mil per occurrence with std. $1000 deductible ($2500 for reefer breakdown)...combined phys dam and cargo deductible considered.
Debris removal & earned freight are included ($2500 each). 90% coinsurance applies. Acceptable classes vary by line. Lloyds and non admitted markets used on monoline quotes. We can also quote Contractor Equipment Coverage as very competitive rates.
ACORDs 125, 132, 127 and 143 may apply. Three (3) yr loss data and MVR's required. Contact wally@ram-companies.com for complete details.
In the above illustration several constants were used: Liability limits were $500CSL and the UM cover was $500CSL with a $250 PD Ded. The driver was 35 with a clean MVR (CDL A or B) and the radius was capped at 200 miles with the client being in business for a minimum of two years with no losses. No Physical damage was considered and no filings were required. Our quotes can be generated on line provided all the necessary information is furnished; therefore turn around time is minimal. GA examples used.
LONG HAUL...A+VX admitted insurers and most states (except LA & MA) are available. In addition to ACORDs, 2 yrs financial statements, MVR's, Equipment schedules, mileage reports (IFTA or Schedule B's) and 4 yr currently valued loss runs are required. Acceptable risks are: Trucking for hire, Truckload, Less Than Truck Load (LTL), Dry Van, Refrigerated, Intermodal/Container, Flatbed, Tanker, Specialized, Auto Haulers and bulk commodities. Risks with environmental, tip over, catastrophic, weight shift, over size/over weight, require more underwriting review. Please allow a minimum of three weeks to prepare quotes.
CARGO & PHYSICAL DAMAGE....Monoline Coverages for Physical Damage, Motor Truck Cargo and Contingent Cargo for Truck Brokers are available in most states (E&S). Drivers (ages 25-65qualify) need a min. of 3 yrs verifiable exp with CDL license for the type of equipment operated and no more than 3 minor violations or one accident in last 3 yrs. Equipment must be < than 15 yrs old. Large accounts are eligible for monthly reporting. Physical damage max value is $250,000 (tractor-trailer). Cargo max limit is $300,000 per vehicle and $1 mil per occurrence with std. $1000 deductible ($2500 for reefer breakdown)...combined phys dam and cargo deductible considered.
Debris removal & earned freight are included ($2500 each). 90% coinsurance applies. Acceptable classes vary by line. Lloyds and non admitted markets used on monoline quotes. We can also quote Contractor Equipment Coverage as very competitive rates.
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www.ram-insurance.com/markets.asp
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Non-Admitted
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Wally Crapo Underwritter
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Availability 50 states + DC
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