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I am looking for Home carriers in Texas willing to insure with 1 %? Any suggestion?

Depending on your location, there are different carriers (that we write with, at least) that will still write 1% wind/hail - such as Safeco, Progressive/ASI, Mercury, etc. If you are interested in a quote, you are welcomed to input your information into our quote site and we would be happy to send you any applicable quotes with 1% deductibles! We can even look at $1,000 All Other Perils Deductible with the 1% Wind/Hail. Some even have separate deductibles for water backup, service line, etc. https://insuranceform.app/l/default/Li_m2uFeoLxog Our agency would get a commission percentage, but I personally do not - so if you are not interested, that is completely ok - I am just happy to help you with some suggestions of carriers at the very least! Hopefully some of those options above will help you in your search :)

It is getting really hard depending on the county, but we have Travelers, Conifer, Wellington, Tower Hill, Nat Summit, and Nat Gen.

Thank you both for the information.   

SuretyBonds is an insurance company that specializes in providing surety bonds, including FRO bonds.