insurancebroker May 15, 2023 12:08 PM
Client has 16 different LLC's that are titled to single family homes used for habitational rental only. No business exposure. Has primary home, and another rental home in personal name. Two cars in pesonal name. Currently, has all of the above under a 5 mm Umbrella with Hudson Excess Insurance. My understanding is they do not cover Punitive on auto. I am looking for an Umbrella company that would cover all of the Rental Properites under one 5 mm Unmbrella. I will then be able to write the personal auto and personally titled homes under a separate Umbrella with a different company. Don't need help on personal Umbrella. Note: This is a clean risk on all policies and insured has great credit. All of the above is in Arizona.
wetryharder May 17, 2023 1:17 PM
Even though the name is Personal Umbrella they should have a market
Try https://www.personalumbrella.com/
insurancebroker May 17, 2023 1:44 PM
Note that personalumbrella.com only writes for Hudson Insurnace. The insured is already with Hudson Excess which is the only affiliate of Hudson that handles this many properties. I checked. Also neither Hudson affiliate covers punitive on Umbrella auto.
