My client needs coverage for her Home in which we can add Premises Liability which will extend over to an easement that is part of a parking lot. The Parking Lot is shared with a business next door. My client will have to name the business owner as Additional Insured and obtain a Hold Harmless Agreement with. If my client cannot obtain a Homeowners policy that will cover that, she will need a separate rider in order to fulfill the requirements on the contract.
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