DealerPlus Property & Casualty
www.dealerplusinsurance.com
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Property & Casualty MGA for Franchise & Independent Auto DealersÂ
DealerPlus Insurance is a specialized Property & Casualty MGA that has focused exclusively on auto, motorcycle, ATV and boat dealers since 1994. We partner with independent agents to deliver dealer-specific coverage solutions, underwriting expertise, and hands-on support—without unnecessary volume requirements. DealerPlus has multiple binding authority contracts with Lloyd’s of London including claims authority.Â
Our program is built by dealership specialists, not generalists, and designed to solve the real coverage, claims, and operational challenges auto dealers face today.
Property Coverage
- Dealer-specific property forms designed for franchise and independent dealers
- Broad suite of additional coverages tailored to dealership operations
- Streamlined claims handling with in-house authority
Dealers Open Lot (Physical Damage)
- Cover holders with Lloyd’s of London since 1994
- Comprehensive open lot coverage for dealer inventory
- Enhanced hail protection with superior repair reimbursement provisions
- Streamlined claims handling with in-house authority
- Theft mitigation programs
- Binding authority up to $15,000,000 any one location.
- Efficient underwriting with quick turnaround timesÂ
Garage Liability
- Access to multiple admitted A-rated carriers
- Broad policy forms with dealer-friendly language
- Flexible underwriting for complex dealer operations
Employment Practices Liability (EPLI)
- Cover holder for Beazley since 2015 with binding authority
- Broad form policies with $1,000,000 limits
- In-house claims authority
- Coverage structured for dealership workforce exposures
Cyber Liability
- True cyber policies specifically tailored for auto dealers
- Coverage for ransomware, extortion, and social engineering risks
- Cover holder for Beazley since 2015 with binding authority
- Designed for dealerships handling consumer data, lender portals, and vendor integrations
Umbrella & Excess Liability
- Access to multiple admitted excess / umbrella markets
- Structured to align cleanly with garage and auto dealer risks
Why Independent Agents Choose DealerPlus
- No minimum premium requirements
- No prior dealership experience required—we help you every step of the way
- Underwriting, claims, and customer support from dealer specialists
- Easy applications and submission process
DealerPlus exists to make dealership insurance easier, stronger, and more defensible for independent agents and their clients. If you have an auto dealer account—or want to start writing them—we’re built to support you.
We look forward to working with you.
