kris.h May 15, 2017 4:26 PM
Does anyone know of who may be writing excess liability for personal auto in California? I know it seems like a tough one - I hadn't seen much of this before. But was told Topa and Reliant used to do this but no longer...
scottkaelin May 16, 2017 12:59 PM
Anderson & Murison (MGA) can write personal excess auto liabilty through USLI in California, our website can be found here:
http://www.andersonmurison.com/
Minimum underlying is 250/500/100 split limits.
http://www.andersonmurison.com/
Minimum underlying is 250/500/100 split limits.
gga May 16, 2017 1:05 PM
USLI would be a great source for that. It appears to be surplus lines in CA. As we don't hold a surplus lines license there, we wouldn't be able to help, but it shouldn't be hard to find someone who can.
PeterO May 17, 2017 4:23 PM
Best thing to do contact Anderson & Murison and get your self an Umbrella its cheaper and better but the underlying limit should be 250/500/100 BI & PD
kris.h May 18, 2017 4:31 PM
There was a follow-up from this agent that's seeking this tough one. He wrote: There is only one problem that exists. The Excess Liability that we were able to write through prior carriers accepted 15,000/30,000/5,000 as base limits. They were willing to accept the risk of 85,000/270,000/45,000 to give the customer 100,000/ 300,00/ 50,000. When a consumer Leases a vehicle most Lease contracts require 100,000/300,000/50,000. Now that Topa & Occidental have discontinued these programs there is a HUGE void/gap in the market for a lot of customers. If this coverage can be obtained, it may cost the consumer approximately $1,000 vs 250.00 or 300.00. I wonder if there is a Surplus Lines or Non Admitted carrier that may offer this Excess policy?
