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Homeowners

XPT Specialty

Homeowners Personal Dwelling Tiny Home Homeowner Dwelling Fire High Value Dwellings Vacant Dwelling 50 states + DC

Description

• Single and multi-family dwellings • Owner and non owner occupied risks XPT Specialty brings together underwriting and wholesale brokerage firms across many specialty lines through acquisitions and new product development. XPT Specialty stands apart by delivering expertise through a collaborative partnership culture.

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XPT Specialty

30 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Property Program

ISC (Integrated Specialty Coverages)

Investors Homeowners Vacant Property Vacant Land Ground Up LRO Rental Dwelling Condo Rental Equipment Breakdown Earthquake 50 states + DC

Description

Extensive AI utilization allows us to assess a property’s risk characteristics and provide you with pricing indications in mere minutes, making the entire submission process easier. From multiple investor tenant-occupied properties to vacant property and land, ground-up construction and commercial habitational and LRO risks, we leverage the power of AI ...

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ISC (Integrated Specialty Coverages)

30 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Investor Property

ISC (Integrated Specialty Coverages)

Investors Real Estate Investors Property Business Personal Property Swimming Pools Flood Equipment Breakdown Vacant Land Earthquake Vacant Dwelling 50 states

Description

Our Investor Property Program (IPP) is designed for Real Estate Investors owning multiple properties. By eliminating the hassle and extra cost of insuring each property individually, our program simplifies their insurance into one convenient master policy. Over 25k locations insured to date! Available Limits • Monoline Property or Packaged ...

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Has Pen

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Non-Admitted

 

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ISC (Integrated Specialty Coverages)

30 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Vacant Building Insurance

Distinguished Programs

Vacant Building Vacant Dwelling Vacant Home Vacant Rental Property Vacant Property 47 states

Description

Our Vacant Buildings Program provides insurance coverage until the building is rented or sold. The Vacant Buildings Insurance Program includes a Property and General Liability component focusing on single, multi-family, and commercial structures, including retail and office buildings. It is geared toward builders with homes in inventory intended for sale ...

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A Rated

Admitted

 

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Distinguished Programs

11 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Vacant Property

American Management Corporation

Vacant Dwelling Vacant Home 48 states

Description

American Management Corporation’s Commercial Lines/E&S Division is a Managing General Agency (MGA) representing admitted and non-admitted companies/markets offering a wide variety of commercial coverage. We have underwriting offices located in Phoenix, Arizona and our corporate office in Conway, Arkansas. We offer package and monoline coverage so that our ...

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Non-Admitted

 

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American Management Corporation

4 listings in 48 states

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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General Liability

Hinterland Insurance, formerly FTP of California

General Liability Commercial General Liability Premises Liability Lessor's Risk Only Office Buildings Warehouses Vacant Dwelling Commercial Real Estate 50 states + DC

Description

Over 800 Classes available including: Property managers, habitational and commercial real estate, vacant buildings/land, residential condo/townhome/homeowners associations, commercial condo associations, Lessor's risk only (including shopping centers), warehouses, apartments, office buildings, distributors, importers, exporters, manufacturers, contractors, and more.  Program Highlights: • Product design included • Mental anguish from bodily ...

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$1K Minimum Premium

Has Pen

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Hinterland Insurance, formerly FTP of California

19 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Vacant Property

Atlas General Insurance Services

Vacant Property Vacant Land Vacancy Vacant 50 states + DC

Description

General Liability and Property coverages for vacant property. Atlas has expertise in developing and underwriting programs with a variety of insurance carrier partners. Atlas has the primary goal to provide exceptional service and unique options for its clients.

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Appointment Required

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Non-Admitted

 

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Atlas General Insurance Services

16 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Vacant Property

ISC (Integrated Specialty Coverages)

Vacant Property Vacant Vacant Building Monoline Property Swimming Pools 50 states + DC

Description

Unoccupied and vacant properties present a greater insurance risk than occupied properties as they can experience slower emergency response times and an increased probability of a break-in or vandalism. Through AU Gold, we offer a Vacant Property policy to help protect your insured’s real estate investment. Available Limits ...

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Has Pen

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Non-Admitted

 

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ISC (Integrated Specialty Coverages)

30 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Vacant Property Insurance / Vacant Building

US Assure

Vacant Building Vacant Property Remodeling Vacant Dwelling Commercial Vacant Unoccupied Home Vacant Home Investment Property 49 states

Description

US Assure's vacant structure product provides coverage for vacant residential and commercial structures and can be issued online. Property limits up to $5 million and General Liability limits up to $1 million are available. Multiple policy term options and premium installment payments are also offered on most accounts. ...

Details

$5M Maximum Premium

Has Pen

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Diamond State Insurance Company

Admitted

 

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US Assure

6 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Personal Lines

Baker Insurance and Bonds, LLC

Tenant Occupied Dwelling Fire Vacant Property Condo LLC 47 states

Description

Personal lines-types of products written on a commercial form. The GL and optional property products that we have are usually offered on a commercial form. Most of the quotes can be requested by hitting the "Click for Quote" button below, but we also accept applications. We do ...

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Various

Admitted

 

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Baker Insurance and Bonds, LLC

3 listings in 47 states

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Vacant Property under Repair/Renovation

Hinterland Insurance, formerly FTP of California

Vacant Property Vacant Building Commercial Vacant Older Buildings Vacant Property Schedules Renovations 45 states

Description

Program Highlights: • $15,000,000 full-limit  • $4,000,000 Primary  • $15,000,000 TIV MAX • All Risk including Earthquake  • Program available in 44 states  • Blanket limits available  • No age restrictions  • Exclusive program  • AM Best A+ Rated ...

Details

Has Pen

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1558 Edison St

Non-Admitted

 

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Hinterland Insurance, formerly FTP of California

19 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Dwelling Fire (DP-1, DP-3)

American Reliable Insurance Company, a member of ECM Insurance Group

Dwelling Fire Rentals Vacant Dwelling 46 states

Description

ARIC underwrites and services an array of specialty insurance programs marketed nationwide, with an emphasis on general agency distribution. ARIC's mission is to be the "market of choice" for personal lines, and agricultural products for our agents' customers.

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Has Pen

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American Reliable Insurance Company, a member of ECM Insurance Group

8 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Dwelling Fire Insurance

Foremost

Dwelling Fire Rental Dwelling Specialty Homeowner DP1 DP3 Secondary Home Low Value Homeowners Older Homes Prior Loss 50 states + DC

Description

A Foremost® Dwelling Fire policy is an ideal solution when the owner doesn't quite qualify for “standard” or “preferred” insurance. Foremost covers the following kinds of properties and risks in the Dwelling Fire program: • Primary residences, seasonal and secondary homes • Older or lower-value homes • Homes with minor ...

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Foremost

7 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Vacant Package

Hinterland Insurance, formerly FTP of California

Vacant Property Vacant Building Commercial Vacant Older Buildings Vacant Property Schedules Renovations Premises Liability General Liability 48 states

Description

Program Highlights: • $5,000,000 full-limit  • All Risk including Earthquake  • Program available in 48 states  • Blanket limits available  • No age restrictions  • Exclusive program  • AM Best A+ Rated GL Highlights: MP: $1,000 Limits: • $1,000,000 limit ...

Details

Has Pen

Carrier Information

Non-Admitted

 

Offered By

Hinterland Insurance, formerly FTP of California

19 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Property and Liability Coverage-Vacant Buildings

Blackmoor General Agency

Vacant Building Commercial Vacant Vacant Property Vacant Vacant Rental Property Vacant Dwelling Vacant Land 49 states

Description

Blackmoor can entertain vacant properties for both property and casualty lines through multiple markets.  Buildings can be vacant temporarily or longer term.  We can entertain properties that have already been vacant for a long time as well.  We also have the ability to write short term policies if the property ...

Details

Has Pen

Appointment Required

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Admitted

Non-Admitted

 

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Blackmoor General Agency

9 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Rental Dwellings / Vacant Dwellings

Braishfield Associates, a division of Hull & Company, LLC

50 states + DC

Description

Rental Dwellings • 1-4 Family Dwellings • Daily, Weekly, Monthly or Annual Rentals • Corp, LLC, Trust or Individually Owned - Liability can be included • Premises Liability (may be included up to $500k) • All counties/zip codes are open • Wind can be included in ALL areas - ...

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Admitted

Non-Admitted

 

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Braishfield Associates, a division of Hull & Company, LLC

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Rental Dwelling Program

American Modern Insurance Group

Rentals Landlords Vacant Dwelling 50 states + DC

Description

Insurance for landlords with multiple rental properties. American Modern's Scheduled Rental Dwelling program simplifies insurance for a property portfolio with one policy, one payment, and one renewal date. This commercial program is designed for a real estate investor looking to consolidate insurance coverage, eliminate coverage duplication, and simplify ...

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Has Pen

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American Modern Insurance Group

9 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Vacant Property Insurance

Foremost

Vacant Property Vacant Rental Property Homes For Sale Homes For Rent Vacant Mobile Homes Vacant Home Vacant Dwelling Vacant Property Schedules + 1 more 50 states + DC

Description

Foremost® provides a policy for the unique insurance needs of a vacant home. Our broad eligibility includes: • Homes for sale • Homes for rent • Vacant mobile homes • Properties in the name of an estate • Homes under minor renovation • Ability to write a vacant property after ...

Details

$1M Maximum Premium

$5K Minimum Premium

Has Pen

Carrier Information

Foremost Insurance Company

Admitted

 

Offered By

Foremost

7 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Comprehensive Personal Liability

Griffin Underwriting Services

Stand Alone Non-standard Property Vacant Property Property Vacant Land General Liability Stand Alone General Liability Dangerous Dogs Personal Injury + 1 more 50 states + DC

Description

Product Features Primary Personal Liability • Standalone liability for 1-4 family dwellings • Limits up to $5,000,000 • Personal liability for course-of construction (post demolition), contractor excluded • Full dog liability included for most breeds • Personal injury included up to policy limits, with coverage for wrongful eviction ...

Details

$5M Maximum Premium

$100K Minimum Premium

Appointment Required

Carrier Information

Multiple Available

Admitted

Non-Admitted

 

Offered By

Griffin Underwriting Services

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Health & Exercise Clubs

Nautilus Insurance Co. & Great Divide Ins. Co.

General Liability Health Clubs CGL Exercise Studios Fitness Clubs Exercise Club 50 states + DC

Description

One of our top classes for General Liability. Our general liability capacity is $3,000,000 per occurrence. Other top classes include: • Office • Dwellings • Day Care Centers • Concierge Services • Special Events • Sun Tanning Salons • Vacant Buildings • Vacant Land • Convenience Stores ...

Details

Has Pen

Appointment Required

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Nautilus Insurance Co. & Great Divide Ins. Co.

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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