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Office, Retail, & Mercantile

Orchid Insurance

Commercial Commercial Insurance Retail Mercantile Office Business Owners Policy Monoline 50 states + DC

Description

Do you want to make sure your insured’s store or office is protected appropriately? Contents inside your insured’s business are susceptible to hazards such as water damage, wind damage, fire, and lightning to name a few. In addition, if your insured’s business were to suffer a loss from one of ...

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Appointment Required

Carrier Information

Multiple Markets Available

Admitted

Non-Admitted

Rating A- or Better

 

Rating By A.M. Best

 

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Orchid Insurance

39 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Firearms Retailer

Joseph Chiarello & Co., Inc.

Firearm Liability Gun Shop Indoor Gun Range Indoor Shooting Range Gunsmith Guns 50 states + DC

Description

Property and commercial general liability insurance for firearms retailers, wholesalers, ranges, trap and skeet fields, sporting clays, clubs, gunsmiths, ammunition manufacturers, reloaders, instructors, firearms manufacturers and importers. We have over 40 years of experience insuring the firearms industry. Endorsed by the NSSF

Details

$10M Maximum Limit

$1K Minimum Limit

Has Pen

Appointment Required

Carrier Information

Granite State Insurance

Admitted

 

Offered By

Joseph Chiarello & Co., Inc.

9 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Independent Booksellers - LIBRIS

Arrowhead General Insurance Agency, Inc.

Business Insurance Books Independent Bookstores American Booksellers Association Retail Book Stores Booksellers Book Retailers 50 states + DC

Description

LIBRIS, the League of Independent Book Retail Insurance Services, is a comprehensive protection program formed by the American Booksellers Association. LIBRIS offers general liability, workers' compensation, commercial auto and property coverage for independent bookstores in all 50 states. Your bookseller clients will enjoy affordable premiums, outstanding coverage and ...

Details

$5M Maximum Limit

$1M Minimum Limit

Has Pen

Appointment Required

Carrier Information

Great American Insurance Group

 

Offered By

Arrowhead General Insurance Agency, Inc.

30 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Workers' Compensation

eMaxx Assurance Group of Companies, Inc.

Workers Compensation Professional Services Retail Medical Automobiles Manufacturing Schools 50 states + DC

Description

Target Classes • Food Services • Retail • Medical Services • Schools  • Professional Services • Automotive Services • Manufacturing

Carrier Information

 

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eMaxx Assurance Group of Companies, Inc.

7 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Workers' Compensation for Small Businesses

Worldwide Facilities, LLC

Small Business Work Comp Workers Comp Workers Compensation Artisan Contractors Social Services Retail Wholesale 50 states + DC

Description

The Worldwide Facilities Workers' Compensation division provides expertise, market knowledge and high quality service for a wide range of work comp target classes. Highlights include low minimum premiums, flexible payment options, hundreds of available class codes and quick turnaround. We combine skilled sales and service professionals with extensive carrier relationships ...

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Worldwide Facilities, LLC

77 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Admitted Business Owner Policy

Orchid Insurance

Admitted BOPs BOP Restaurants Officers Contractors Mercantile Retail Lessor's Risk 50 states + DC

Description

Orchid Insurance offers Business Owner’s Policies (BOPs) to provide commercial liability and property protection for businesses, which can include the building and/or personal property. Business income can also be covered, should the business become inoperable under a protected loss. BOPs written by Orchid can be customized to bundle various ...

Details

Appointment Required

Carrier Information

Multiple Markets Available

Admitted

Non-Admitted

Rating A- or Better

 

Rating By A.M. Best

 

Offered By

Orchid Insurance

39 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Lottery Bonds

Patriot Bonding, LLC

Lottery Bond Retailer Bond 50 states + DC

Description

Lottery Bonds are usually required to guarantee that the lottery retailer will remit all monies received from the sale of lottery tickets to the Lottery Commission or Corporation.

Carrier Information

9 Rated Carriers

Admitted

 

Offered By

Patriot Bonding, LLC

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Businessowners Policy (BOP)

Osprey Underwriters

Business Owners Policy BOP Commercial Package Small Businesses Retail Stores Restaurants 50 states + DC

Description

About This Coverage A Businessowners Policy or "BOP", is designed for small to medium-sized businesses. It protects company assets from 3rd-party legal liabilities, assets from damage by perils, and can also provide reimbursement for business interruption. Coverage types include general liability, products liability, property, and sometimes professional liability. ...

Details

Has Pen

Carrier Information

Admitted

Non-Admitted

 

Offered By

Osprey Underwriters

20 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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BOP and Package

BTIS (Builders & Tradesmen's Insurance Services, Inc.)

Technology BOP Office Retail Medical Financial Planners Main Street Contractors Restaurants Nonprofits 50 states + DC

Description

Our BOP/Package programs offer competitive premiums on hundreds of classes from "A" rated carriers. Combine property and general liability and take advantage of broad appetites and fast turn-around times. Register Now! Download Information

Details

Appointment Required

Carrier Information

Multiple

Admitted

Non-Admitted

Rating A

 

Rating By A.M. Best

 

Offered By

BTIS (Builders & Tradesmen's Insurance Services, Inc.)

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Liquor Liability

Osprey Underwriters

Liquor Hospitality Bars Restaurants Liquor Liability Event Liability Nightclubs Caterers Retail Stores 50 states + DC

Description

ABOUT THIS COVERAGE: • Financial stability of a carrier rated A++ by A.M. Best • Available on an admitted and non-admitted basis BARS/RESTAURANTS Monoline general liability, or liquor or package • Restaurants • Fast food • BYOB Options available • Assault or battery • Credits for training • New ventures eligible • Major entertainment eligible MISCELLANEOUS ...

Details

Has Pen

Carrier Information

Admitted

Non-Admitted

Rating A++

 

Rating By A.M. Best

 

Offered By

Osprey Underwriters

20 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Hospitality

Osprey Underwriters

Restaurants Nonprofits Retail Stores Hospitality Bars Social Clubs Fraternal Clubs Fraternal Organizations 50 states + DC

Description

Eligible classes include (but are not limited to): Bars/Restaurants: We offer a comprehensive package policy (property, general liability and liquor liability) for many types of restaurants and bars • Family restaurants, 24-hour diners, fast food, fine dining, BYOB establishments, and bars/taverns with up to 100% in alcohol receipts • ...

Details

Has Pen

Carrier Information

 

Offered By

Osprey Underwriters

20 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Lessor's Risk

SIS Wholesale Insurance Services

LRO Lessors Risks Commercial Lessors Risk Property Owners Property Commercial Property General Liability Retail Business Package 50 states + DC

Description

SIS Insure offers a Lessor's Risk policy which helps protect property owners from the pitfalls  of leasing or renting out commercial spaces. 

Carrier Information

Non-Admitted

 

Offered By

SIS Wholesale Insurance Services

23 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Umbrella & Excess Liability

eMaxx Assurance Group of Companies, Inc.

Transportation Excess Excess Liability Umbrella Manufacturing Energy Hospitality Retail Construction Commercial Umbrella 50 states + DC

Description

Target Classes Supported and Unsupported Coverage  • Commercial Trucking (subject to minimum attachments) • Construction and Contractors • Energy • Hospitality and Service Industry • Manufacturing and Distribution • Mercantile, Wholesale and Retail • Professional Offices • Real Estate • School Districts and Municipalities • Small Business ...

Carrier Information

 

Offered By

eMaxx Assurance Group of Companies, Inc.

7 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Commercial Property, General Liability and Excess Liability

Apartment Insurance Consultants

Commercial Property Property Retail Stores Retail Commercial Building Owners Commercial General Liability Commercial Excess 47 states

Description

Property: Special form, replacement cost for real and personal property, actual loss sustained for time element, agreed amount, no coinsurance, building ordinance and increased cost of construction, 180 day extended period of indemnity for loss of rents, terrorism, backup of sewers and drains and much more! ...

Details

Has Pen

Carrier Information

AM Best Rated "A" or better carriers

Admitted

Non-Admitted

 

Offered By

Apartment Insurance Consultants

3 listings in 48 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Grocery Store & Retail Store Package Program

Advanced E&S Group - Midwest Region

Grocery Store Retail Stores Main Street Clothing 11 states

Description

Advanced E&S Insurance Underwriters is pleased to announce our A rated package program for various stores including, but not limited to Grocery & Convenience Stores, Furniture Stores, Clothing Stores, Hardware Stores & Music Stores. We are able to offer this program on a package or monoline product basis. We also ...

Details

$5M Maximum Limit

$10K Minimum Limit

Has Pen

Carrier Information

Various

Admitted

Non-Admitted

 

Offered By

Advanced E&S Group - Midwest Region

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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BOP and Advantage Package, for Small-to-Medium Businesses

Arrowhead General Insurance Agency, Inc.

BOP Truckers BOP Commercial Commercial Office Commercial Insurance Commercial Lessors Risk Retail Restaurants Hotels Manufacturing 50 states + DC

Description

View our innovative Advantage BOP for small-to-medium businesses, rated/ quoted/ bound online, or Advantage Package for more complex accounts. Both are available for accounts under $100,000 annual premium. Committed to the small-to-medium-sized commercial market, Core Commercial delivers innovative risk management products and services. A deep level of specialization within our ...

Details

$100K Maximum Limit

Has Pen

Appointment Required

Carrier Information

QBE

Admitted

Rating A+

 

Rating By AM Best

 

Offered By

Arrowhead General Insurance Agency, Inc.

30 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Retail Insurance Agent E&O

Quadrant Insurance Managers

E&O Professional Liability Errors And Omissions Insurance Agents & Brokers Agent E&O Insurance Brokers E&O MGA E&O Reinsurance Intermediary + 2 more 50 states + DC

Description

Retail Insurance Agent E&O offers Errors & Omissions insurance for retail insurance operations. Coverage is designed specifically for your firm and features a variety of deductibles and limits. Insureds benefit from a loss control program, claims handling, and defense counsel. Multiple markets available All A.M. Best ...

Carrier Information

Admitted

Non-Admitted

 

Offered By

Quadrant Insurance Managers

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Product Recall

Worldwide Facilities, LLC

Product Recall Consumer Goods Food Recalls Medical Device Recall 50 states + DC

Description

Worldwide Facilities' product recall expertise makes it easy to insure your risks. Recalls for Food, Products, Consumer Goods, Medical/Pharmaceutical Devices and more. Assessing your client's risk is risky. Worldwide Facilities offers coverage to manufacturers, distributors, importers and retailers of both food and non-food products against product recall, loss ...

Carrier Information

Various Markets

Admitted

Non-Admitted

 

Offered By

Worldwide Facilities, LLC

77 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Cyber Liability

Breckenridge Insurance Services

Healthcare Computer Consultants Cyber Liability Lawyers Cyber Crime Cyber Risk Computer Hacking Coverage Financial Institutions Cyber Liability + 2 more 50 states + DC

Description

Breckenridge Insurance Services knows how to protect your professional clients from the costly disruption of a cyber threat. With misconceptions about cyber exposures versus general liability coverage, we welcome your inquiries and comparisons. Our AM Best Rated A carriers offer a range of competitive coverages including: ...

Details

$1M Minimum Limit

Appointment Required

Carrier Information

A-rated

Admitted

Non-Admitted

 

Offered By

Breckenridge Insurance Services

24 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
Inland Marine

BTIS (Builders & Tradesmen's Insurance Services, Inc.)

Inland Marine Commercial Office Concrete Pumpers Excavator Loader Crane Property Equipment Tools Contractors 50 states + DC

Description

Our Inland Marine programs handle risks from small office equipment to loaders and excavators to large office and retail buildings. They are underwritten by multiple A rated carriers offering great rates, high limits, and variable deductibles. Register Now! Download Information

Details

Has Pen

Appointment Required

Carrier Information

Multiple

Admitted

Rating A

 

Rating By A.M. Best

 

Offered By

BTIS (Builders & Tradesmen's Insurance Services, Inc.)

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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