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Healthcare Workers' Compensation

Amwins Underwriting

Healthcare Workers Compensation California Workers Comp Workers Comp Monoline Workers Comp Healthcare Workers Comp 50 states + DC

Description

The Amwins Underwriting division offers two programs that provide national workers' compensation coverage for the healthcare industry.  Amwins Program Underwriters’ AmeriComp Healthcare Insurance Program - Monoline workers’ compensation coverage for home health, medical staffing, hospice, nursing homes, assisted living and other miscellaneous healthcare providers (including surgery centers and ...

Carrier Information

QBE and others

Admitted

 

Offered By

Amwins Underwriting

65 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Preferred Gold Listing
AllComp Solutions - Workers' Comp Insurance for a Wide Variety of Industries

NSM Insurance Group

Social Services Workers Compensation Agriculture Schools Towing School Buses Health Care Workers Comp Horse Therapy Home Healthcare Addiction Treatment 50 states + DC

Description

With over 25 years of experience, AllComp Solutions is the one-stop-shop for comprehensive and competitive workers’ compensation coverage. Named one of the top 10 workers’ comp solutions in the country, AllComp specializes in niche industries and understands the unique exposures they face. A best-in-class program built by NSM Insurance ...

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Appointment Required

Carrier Information

Admitted

Rating A-rated or better

 

Rating By A.M. Best

 

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NSM Insurance Group

10 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Broad Range Workers' Compensation

PMC Insurance Group

Home Healthcare Manufacturing Workers' Comp / Payroll Service Artisan Contractors Workers Comp Workers Compensation Workers Compensation Hospice + 1 more 50 states + DC

Description

PMC Insurance Group is one of the leading wholesalers for workers' compensation markets in the country. Our Staff provides your agency with Experience, Service and Access to many of the Top A Rated Carriers. Our markets cover a broad range of classes and premium sizes starting at $2,500. ...

Details

$2K Minimum Premium

Carrier Information

Multiple Nationwide Options

Admitted

 

Offered By

PMC Insurance Group

7 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Debit-Mod Workers' Comp: Healthcare, Senior Living, Long-Term Care, Acute Care, Hospitals

Corporate Risk Services, A Division of World

Assisted Living Nursing Homes Senior Living Hospitals Long Term Care Workers Compensation Health Care Workers Comp Debit Mod 21 states

Description

Corporate Risk Services is offering access to our workers' compensation program designed for the Senior Living Industry. This program is focused on DEBIT-MOD business operating under the following governing class codes: • 8824 • 8825 • 8826 • 8829 • 8832 • 8833 ...

Details

$5M Maximum Premium

$100K Minimum Premium

Carrier Information

"A" Rated carrier with an appetite for Debit-Mod Healthcare

Admitted

 

Offered By

Corporate Risk Services, A Division of World

6 listings in 37 states

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Home Health Care / Hospice

Manchester Specialty Programs, Inc.

Home Health Care Professional Liability Hospice Facilities Medical Professional Liability Workers Compensation Regulatory Audit Coverage + 1 more 50 states + DC

Description

Total business coverage solution for home care, hospice and medical staffing firms. All lines with "A" rated or better carriers available on a national basis. Underwriting and programs team has over 25+ years of experience in specialty programs and allied health care. Coverage includes Professional Liability, Workers' Compensation, Business Package ...

Details

Has Pen

Carrier Information

Admitted

Non-Admitted

 

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Manchester Specialty Programs, Inc.

5 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Home Care Agencies

Manchester Specialty Programs, Inc.

Homecare Home Health Care Professional Liability Workers Compensation Third Party Fidelity Bond Hired & Non-Owned Auto 50 states + DC

Description

Manchester Specialty Programs is a national program administrator. We focus on offering high quality business insurance programs for allied health care classes including home care, hospice, medical staffing and misc. med. facilities. "All lines" of coverage includes professional liability and workers' compensation, package/property, non-owned and hired auto, fidelity bond, ...

Details

Has Pen

Carrier Information

Lynn M. Vallee

Admitted

Non-Admitted

Rating A rated or better

 

Rating By AM Best

 

Offered By

Manchester Specialty Programs, Inc.

5 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Home Healthcare - Workers Comp

Omega Insurance Solutions

Home Healthcare Workers Comp Workers Compensation 43 states

Description

Omega Insurance Solutions can write the Workers Compensation for most Home Healthcare risks in multiple states.  Send ACCORD 130 for a quote in stand alone WC. Thanks, Keith Steverson, M.A. VP, Workers Compensation Division Omega Insurance Solutions Ph: 866-997-0711 Fax: 866-611-9598 ...

Details

Has Pen

Appointment Required

Carrier Information

Multiple

Admitted

 

Offered By

Omega Insurance Solutions

9 listings in 43 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Silver Listing
Workers Compensation for Healthcare Risks

Work Comp Now, Inc.

Healthcare Workers Comp Nursing Homes Skilled Nursing Staffing Ambulance 50 states + DC

Description

Work Comp Now has specialized A-rated workers' compensation programs for health-related risks.  No ex-mod is too high.  No agency appointment is required to obtain a quote.  Quotes are normally available within a few hours.  Pay-as-you-go programs, great for cash flow.    

Details

$30K Minimum Premium

Has Pen

Carrier Information

 

Offered By

Work Comp Now, Inc.

15 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Healthcare - Monoline Workers Compensation

Risk Innovations, LLC

Monoline Workers Comp Healthcare Workers Comp Healthcare Staffing Non-Emergency Medical Transportation Skilled Nursing Nursing Homes Hospitals + 3 more 47 states

Description

Risk Innovations specializes in monoline Workers' Compensation for healthcare accounts. Our target appetite includes: • home health • healthcare staffing • non-emergency medical transport • nursing homes • hospice • skilled nursing • assisted living • hospitals

Carrier Information

 

Offered By

Risk Innovations, LLC

4 listings in 47 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
Staffing Lines - Workers Comp Insurance for Temp Staffing Agencies

NSM Insurance Group

Healthcare Staffing Staffing Temporary Staffing Temp Staffing Work Comp General Staffing Permanent Staffing Medical Staffing 50 states + DC

Description

Specializing in insurance solutions for temporary, permanent and outplacement agencies, Staffing Lines has been the partner of choice for agents serving the staffing industry for more than 25 years. With the support of our team of seasoned underwriters, our coverages are designed to fulfill a wide range of insurance needs and each ...

Details

$25K Minimum Premium

Has Pen

Appointment Required

Carrier Information

Admitted

Non-Admitted

Rating A-rated or better

 

Rating By A.M. Best

 

Offered By

NSM Insurance Group

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Silver Listing
Workers' Compensation Insurance

Highview National Insurance Company

Workers Compensation Workers Comp Homecare Nursing Homes Visiting Nurses Skilled Care Healthcare Workers Comp 6 states

Description

At Highview, we firmly believe that workers’ compensation insurance is not one-size-fits-all. We work with every client individually and team up to design coverage and risk management to fit the insured's specific needs. Our approach focuses on controlling losses and preventing costs from spiraling out of control, which can often ...

Details

Has Pen

Appointment Required

Carrier Information

Isaac L Muller

Admitted

Rating A - Excellent

 

Rating By Demotech

 

Offered By

Highview National Insurance Company

1 listing in 6 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
Workers' Compensation

Bass Underwriters

Workers Comp Healthcare Workers Comp Professional Services Auto Hospitality Manufacturing Contractors Workers Comp California Workers Comp + 1 more 36 states

Description

Bass Underwriters offers workers' compensation protection.  Target Classes:  • Artisan Contractors • Auto Service & Repair • Healthcare • Hospitality • Janitorial • Landscaping • Professional Offices • Restaurants & Bars • Schools • Tree Trimming • Trucking ...

Carrier Information

 

Offered By

Bass Underwriters

20 listings in 37 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Visiting Nurse Associations (VNAs)

Manchester Specialty Programs, Inc.

Visiting Nurses Home Health Care Professional Liability Workers Compensation Third Party Fidelity Bond Hired & Non-Owned Auto 50 states + DC

Description

Manchester Specialty Programs is a national program administrator. We focus on offering high quality business insurance programs for allied health care classes including home care, hospice, medical staffing and misc. med. facilities. "All lines" of coverage includes professional liability and workers' compensation, package/property, non-owned and hired auto, fidelity bond, ...

Details

Has Pen

Carrier Information

Lynn M. Vallee

Admitted

Non-Admitted

Rating A rated or better

 

Rating By AM Best

 

Offered By

Manchester Specialty Programs, Inc.

5 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Medical Staffing Firms

Manchester Specialty Programs, Inc.

Workers Compensation Professional Liability Medical Professional Liability Home Healthcare Hospice Facilities Medical Staffing Underwriting Authority 50 states + DC

Description

Total business insurance solution for home care, hospice and medical staffing firms. All lines with "A" rated or better carriers available on a national basis. Underwriting and programs team has over 25+ years of experience in specialty programs and allied health care. Coverage includes Professional Liability, Workers' Compensation, Business Package ...

Details

Has Pen

Carrier Information

Lynn M. Vallee

Admitted

Non-Admitted

 

Offered By

Manchester Specialty Programs, Inc.

5 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Companion Care Firms / Franchisees

Manchester Specialty Programs, Inc.

Companion Care Franchise Home Health Care Professional Liability Workers Compensation Third Party Fidelity Bond Hired & Non-Owned Auto 50 states + DC

Description

Manchester Specialty Programs is a national program administrator. We focus on offering high quality business insurance programs for allied health care classes including home care, hospice, medical staffing and misc. med. facilities. "All lines" of coverage includes professional liability and workers' compensation, package/property, non-owned and hired auto, fidelity bond, ...

Details

Has Pen

Carrier Information

Lynn M. Vallee

Admitted

Non-Admitted

Rating A rated or better

 

Rating By AM Best

 

Offered By

Manchester Specialty Programs, Inc.

5 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Workers Compensation

Risk Innovations, LLC

Workers Compensation Construction Healthcare Workers Comp Transportation Manufacturing Hospitality Social Services Contractors Workers Comp + 1 more 45 states

Description

Target Appetite for Monoline Workers' Compensation: • All Industries – including high hazard operations • New Ventures • Lapses/No Prior Coverage • Unlimited Experience Mods • Multi-State Accounts • All Premium Sizes ...

Carrier Information

35 carriers

Admitted

 

Offered By

Risk Innovations, LLC

4 listings in 47 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Hard to Place Work Comp 'MGA' (PEO/Employee Leasing)

A Legacy Employer Concepts

High Mod Work Comp Workers Compensation Roofing Towing Contractors Workers Comp Health Care Workers Comp Trucking Workers Comp Security Guard Workers Comp + 2 more 50 states + DC

Description

We are a PEO/Employee Leasing 'MGA' Firm for workers compensation. Any Class Code, Any State. No Prior Coverage, Startups, High Experience Mods, High Risk Industries like: Tree Trimming, Landscaping, Trucking, Towing, Armed/Unarmed Security Guards, Construction, Demolition, Restoration, Staffing Companies, Home Health Care, Health Care Facilities, USL&H. Agency partners receive competitive ...

Carrier Information

Multiple A Rated Carriers

Admitted

Rating A

 

Offered By

A Legacy Employer Concepts

3 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Hard to Place Workers Compensation, Construction, Towing, Transportation, Staffing

Freedom Risk Insurance Services

Contractors Workers Comp Short Haul Home Healthcare Garbage Haulers California Workers Comp Startup Janitorial Hotel Workers Comp Manufacturing + 1 more 27 states

Description

A++ WC coverage *High Mods Accepted *New Ventures/Gaps in Coverage Considered Eligible Classes • General/Artisan Contractors • Construction Operations • Towing • Janitorial & Cleaning Services • Home Health • Hotels/Motels Retail • Light Manufacturing • Restaurants • Retails Shops ...

Details

$10B Maximum Premium

$5K Minimum Premium

Appointment Required

Carrier Information

National Liability & Fire & Sirius America Insurance

Admitted

Rating A

 

Rating By AM Best

 

Offered By

Freedom Risk Insurance Services

11 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Hard to Place Workers Compensation Markets

Freedom Risk Insurance Services

Contractors Transportation Roofing Contractors Home Healthcare Garbage Hauler Towing Steel Erection Trucking Workers Comp Oil & Gas Contractors + 1 more 47 states

Description

Typical clients are in hard to place industries or have high experience modifiers (above 1.10 to 4.0). We have programs for clients with gaps in coverage and can write a start up business. Gaps in coverage: OK Start Ups: OK TARGETED INDUSTRIES: Construction (Roofing, Drywall, Steel ...

Details

$5M Maximum Premium

$10K Minimum Premium

Appointment Required

Carrier Information

Admitted

 

Offered By

Freedom Risk Insurance Services

11 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Method Workers' Comp

Method Workers' Comp

High Mod Work Comp Healthcare Transportation Manufacturing Workers Compensation Agriculture Construction Lapse In Coverage Tough Class Codes 41 states

Description

Our underwriting and business development teams give you access to unique capabilities and decades of specialized knowledge. Underwriting Our underwriters combine deep monoline experience with advanced AI analytics to make intelligent decisions quickly. They work directly with you to go beyond loss runs and understand each client's unique narrative. Distribution Our ...

Details

$10K Minimum Premium

Has Pen

Appointment Required

Carrier Information

Admitted

 

Offered By

Method Workers' Comp

2 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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