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Primary and Excess Flood

Breckenridge Insurance Services

Flood Excess Flood Private Flood Primary Flood Residential Flood 50 states + DC

Description

Primary and Excess Flood Insurance with Broader Coverage and Higher Limits than the NFIP Breckenridge Insurance Services broker specialists are experts in addressing your insureds' private flood insurance needs. Our primary and excess flood coverage is A XV rated and has broader coverages as well as higher limits than ...

Carrier Information

A XV rated

Admitted

 

Offered By

Breckenridge Insurance Services

22 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Preferred Platinum Listing
Excess Flood Insurance Program

Worldwide Facilities, LLC

Flood Excess Umbrella Liability Excess Flood Single Family Condominiums NFIP NRS Shopping Centers Business Income 50 states + DC

Description

Worldwide Facilities Excess Flood Insurance Program is written by "A" rated insurers and specially designed for home or business owners who already have the maximum amount of coverage available under the National Flood Insurance Program (NFIP) or a private flood carrier, but would need additional coverage in a claim event. ...

Carrier Information

 

Offered By

Worldwide Facilities, LLC

69 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Preferred Gold Listing
Excess Flood

Orchid Insurance

Flood Excess Flood Specialty Programs Personal Lines Commercial Insurance 50 states + DC

Description

Water damage from flooding happens more often than you might think. Floods are the #1 disaster in the U.S. and occur in all flood zones. Excess Flood insurance covers you when a federal flood policy or private flood policy isn’t enough. For example, in the event of a loss, once ...

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Appointment Required

Carrier Information

Multiple Markets Available

Admitted

Non-Admitted

Rating A- or Better

 

Rating By A.M. Best

 

Offered By

Orchid Insurance

29 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Preferred Platinum Listing
Commercial Flood Insurance

Worldwide Facilities, LLC

Flood NFIP Excess Flood Non-coastal Shopping Centers Replacement Cost Office Buildings Apartments 50 states + DC

Description

Worldwide Facilities offers a comprehensive flood solution for commercial and residential exposures at competitive rates with "A" rated insurers. Coverage offered exceeds the industry standard and protects businesses against the peril of flood. All policies are individually rated based on a property's location, elevation, flood zone, number of ...

Carrier Information

 

Offered By

Worldwide Facilities, LLC

69 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Preferred Silver Listing

Excess Flood Flood Property 50 states + DC

Description

XS NFIP or Primary Carrier Limits: Up to $15M, higher limits available MP: $500

Details

$15M Maximum Limit

Carrier Information

 

Offered By

WKFC Underwriting Managers

10 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Preferred Platinum Listing
Flood FLEX - Flood Coverage Enhancement

AmWINS Group, Inc.

Flood Private Flood 50 states

Description

FloodFLEX is a coverage enhancement that increases the loss payable under COVERAGE A—BUILDING COVERAGE of a commercial or residential building flood policy by 10%, 25%, 50% or even 100%. The insured receives one payment to the building and a second FloodFlex payment to be used at the insured’s discretion for ...

Details

Has Pen

Appointment Required

Carrier Information

Non-Admitted

 

Offered By

AmWINS Group, Inc.

33 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Flood Excess Flood Primary Flood WYO Flood Private Flood 9 states

Description

Your Primary Flood Policy only covers up to $250,000 for your building and $100,000 for your contents. Excess Flood coverage protects you beyond the limits offered through the National Flood Insurance Program. We offer coverage for the following: • Commercial Properties • Condo Associations (No contents) • ...

Details

$20M Maximum Limit

Has Pen

Appointment Required

Carrier Information

Various A Rated Insurers

Non-Admitted

 

Offered By

SeaCoast Underwriters, Inc.

10 listings in 12 states

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Preferred Gold Listing
Private Primary Flood

Orchid Insurance

Flood Water Damage Private Flood Personal Lines Primary Flood 50 states + DC

Description

No other type of natural disaster has done more damage and destruction than flooding. In fact, according to the Federal Emergency Management Agency (FEMA), just 1 inch of water can cause $27,000 or more in damages to your property. It is important to remember that your insured’s homeowner policy oftentimes ...

Details

Appointment Required

Carrier Information

Multiple Markets Available

Admitted

Non-Admitted

Rating A- or Better

 

Rating By A.M. Best

 

Offered By

Orchid Insurance

29 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Preferred Gold Listing
Personal Lines - Homeowners

Gray-Stone & Company

Vacation Homes Seasonal Builders Risk High Value Homes Cyber Earthquake Primary Flood Excess Flood 22 states

Description

The professionals at Gray-Stone represent a wide variety of “A” rated admitted & non-admitted personal lines insurance markets. Let us provide you with reliable, courteous service and quick quotes for your clients' needs. Limited markets so submission is required. Eligible Risks: • HO3 + H05 • Vacation & ...

Carrier Information

Admitted

Non-Admitted

 

Offered By

Gray-Stone & Company

29 listings in 27 states

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Excess Flood Flood 1 state

Description

Exclusive competitive excess flood which is excess of the NFIP program for condominium associations. 

Details

Has Pen

Appointment Required

Carrier Information

Sim Bridges

Non-Admitted

 

Offered By

Coastal Insurance Underwriters

8 listings in 5 states

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Excess Flood Flood 50 states + DC

Description

Tap into the solutions your hard-to-place property risks call for through the seasoned professionals at RT Specialty. With the expertise only time can give, The RT Specialty team knows that your business might confront anything from an unexpected loss to the truly catastrophic. And, what is more important, knows where ...

Carrier Information

 

Offered By

R-T Specialty, LLC Corporate Headquarters

16 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Flood / Excess Flood

MacNeill Group, Inc., CMGA

Flood Excess Flood 1 state

Description

MacNeill's Flood Department continues to receive accolades from our agents for their excellent service and knowledgeable staff. We represent American Bankers Insurance Company, one of the original WYO companies for the National Flood Insurance Program, as well as Lloyd's of London for our Excess Flood program. Whether you are looking ...

Carrier Information

 

Offered By

MacNeill Group, Inc., CMGA

10 listings in 1 state

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Excess Flood Flood Private Flood Residential Property Commercial Property 50 states + DC

Description

• Coverage above the NFIP limit for residential and commercial properties, including apartments and condominiums • Building, Contents and Business Income coverage available • Replacement Cost or Actual Cash Value

Details

Has Pen

Appointment Required

Carrier Information

 

Offered By

Insurmark a Div. of Financial & Professional Risk Solutions, Inc.

9 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Excess Flood Excess 3 states

Description

Flood in excess of underlying NFIP or WYO. IPC is a specialist Managing General Agent and wholesale broker focused in areas where we excel -- connecting select independent agents to Lloyd's, London and providing risk management services to condominium owners. For more information contact karen@ipcins.com.

Details

$5M Maximum Limit

$10K Minimum Limit

Has Pen

Carrier Information

Lloyds

Non-Admitted

 

Offered By

Insurance Partners Consortium, Inc.

7 listings in 3 states

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Flood Insurance (Private Market, Admitted)

Prospect General

Excess Flood Private Flood California Flood 10 states

Description

• No Waiting Period • No Elevation-Certificate Required • Dwelling Limits up to $5 million, Personal Property up to $1M, and Loss of Use up to $50K • Receive a quote in minutes (https://www.youtube.com/watch?v=rBwhOdUtlLc) • Issue without payment (Mortgagee-Bill Only) ...

Details

$5M Maximum Limit

$1 Minimum Limit

Appointment Required

Carrier Information

Palomar Specialty

Admitted

 

Offered By

Prospect General

7 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Personal Excess Flood

Burns & Wilcox

Personal Excess Flood NFIP Flood 50 states + DC

Description

Burns & Wilcox goes beyond the National Flood Insurance Program limits offering coverage up to $15 million aggregate. NFIP coverage details: · Residential buildings $250,000 · Residential contents $100,000 · Commercial buildings $500,000 · Commercial contents $500,000 · Residential condo associations $250,000 per ...

Carrier Information

 

Offered By

Burns & Wilcox

10 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Flood (Residential, Business and Excess)

Reliable Insurance Managers, Inc.

Flood Excess Flood Private Flood Primary Flood Force Placed Flood Lender Placed Flood Commercial Flood WYO Flood 50 states + DC

Description

High Rate of Commission. Flood Insurance for homes, mobile homes, apartments, condos, business property, and excess flood. No minimum required and no setup costs. PReferred, Standard and Excess available. Order Elevation Certificates and Flood Zone Determinations online. Quote and Bind online.

Details

$500K Maximum Limit

$20K Minimum Limit

Appointment Required

Carrier Information

Undisclosed

Admitted

 

Offered By

Reliable Insurance Managers, Inc.

10 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Preferred Gold Listing
Flood - Residential

M.J. Hall and Company, Inc.

Flood Residential Flood 1 state

Description

Readily available California residential flood program on admitted paper! www.californiafloodpolicy.com

Carrier Information

 

Offered By

M.J. Hall and Company, Inc.

31 listings in 11 states

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Flood Insurance (Private Market)

Flood Risk Solutions, Inc.

Commercial Flood Residential Flood Condominium Associations Flood Private Flood 9 states

Description

Primary and Excess Flood– Private Market Solutions Key Highlights: • AM Best A Paper including Coastal Geographies in Florida, Louisiana, and Texas • $5M in Primary Limit (Commercial and Residential) • Up to $500M in Excess Limit available (over 20 insurers). TIV's of up to $2B considered. • Business ...

Details

$500M Maximum Limit

$50K Minimum Limit

Carrier Information

numerous "A"

Admitted

Non-Admitted

 

Offered By

Flood Risk Solutions, Inc.

1 listing in 9 states

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Flood Excess Flood Homeowners HO3 Personal Lines HO5 5 states

Description

Flooding affects all properties in all flood zones and it is an exposure that is frequently overlooked. Imagine a $1,000,000 home carrying just $250,000 of flood protection. This is often the case when a homeowner can only secure insurance from the National Flood Insurance Program. Shelly, Middlebrooks & O'Leary Excess ...

Details

$10M Maximum Limit

$250K Minimum Limit

Has Pen

Appointment Required

Carrier Information

"A" XV Rated Carriers

Non-Admitted

 

Offered By

Shelly, Middlebrooks & O'Leary, Inc.

10 listings in 8 states

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered


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