611 Results Found

Filter By Details

Hard to Place Workers' Compensation Insurance

UnderWrite Insurance Services

Hard To Place Workers Comp Roofers Work Comp Excavators Trucking Workers Comp Workers Compensation Contractors Workers Comp Aviation Workers Comp + 3 more 45 states

Description

UnderWrite Insurance Services is a managing general agency that specializes in hard to place workers' compensation insurance. Our singular focus is workers' compensation for the hazardous markets. Give us a call (201-580-6806) or email us at contact@gounderwrite.com and let us help you secure coverage for your client.   Target ...

Details

Has Pen

Carrier Information

 

Offered By

UnderWrite Insurance Services

9 listings in 46 states

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Roofing / Workers Comp Programs

AMS Programs

High Mod Work Comp High ExMod Contractors Roofing Pay-As-You-Go Workers' Comp / Payroll Service Workers Comp Roofers Work Comp Tough Class Codes 50 states + DC

Description

AMS Programs offers solid relationships with our A-Rated markets to ensure efficient, well reviewed and aggressively priced proposals. We also offer an established override contingency for qualified retail brokers and a generous commission split structure. $100k minimum premium for commercial roofing only – NO tear off/hot tar ...

Details

$5M Maximum Limit

$100K Minimum Limit

Carrier Information

A-Rated Carriers

Admitted

Non-Admitted

 

Offered By

AMS Programs

3 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

High Mod / Workers Comp Programs

AMS Programs

High Mod Work Comp Landscape Contractor Workers Compensation High ExMod Contractors Roofing Pay-As-You-Go Workers' Comp / Payroll Service Staffing + 1 more 50 states + DC

Description

AMS Programs offers solid relationships with our A-Rated markets to ensure efficient, well reviewed and aggressively priced proposals. We also offer an established override contingency for qualified retail brokers and a generous commission split structure. $75k minimum premium Mods from 1.0 - 4.0 ...

Details

$5M Maximum Limit

$75K Minimum Limit

Carrier Information

A-Rated Carriers

Admitted

Non-Admitted

 

Offered By

AMS Programs

3 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Commercial Trucks and Truckers

National Indemnity Company

Contractors Dump Trucks Lawn & Tree Salvage Haulers Transit Mixers Contractors Trucks Wholesalers & Manufacturers 47 states

Description

Commercial Trucks and Truckers Categories Include: • Construction Vehicles Examples: Boom trucks, mobile truck cranes, cement pumpers, dump trucks, service trucks, fuel trucks, water trucks • Delivery Vehicles Examples: Delivery vehicles for flowers, packages, auto parts, furniture, U.S. mail, pizza, food, other manufactured goods • Drive-away Contractor ...

Carrier Information

Admitted

Non-Admitted

 

Offered By

National Indemnity Company

10 listings in 47 states

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Equipment Services Workers' Compensation Insurance

UnderWrite Insurance Services

Farm Equipment Repair Construction Equipment Underground Equipment Equipment Dealers Medical Equipment Workers Comp Workers' Comp / Payroll Service + 3 more 45 states

Description

UnderWrite Insurance Services is a national insurance agency that specializes in workers' compensation insurance. We have helped many equipment services businesses secure coverage for their employees. Give us a call at 201-580-6806 or email us at contact@gounderwrite.com for a free quote. Classes (Not Limited): • Heavy Equipment ...

Details

Has Pen

Carrier Information

 

Offered By

UnderWrite Insurance Services

9 listings in 46 states

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Preferred Gold Listing
Dry cleaners - Core Commercial

Arrowhead General Insurance Agency, Inc.

Drycleaners Dry Cleaners Laundromats Laundry Services Coin Operated Laundries Commercial Launderer BOP BOPs Linen Supply 46 states

Description

Arrowhead Core Commercial is now offering IWA’s Fabricare Advantage Program, delivering innovative risk management products and services for the Fabricare industry. Target markets: ·         Dry cleaners ·         Commercial launderers ·         Textile and linen suppliers (supplies linens to restaurants, hotels, spas, etc.) ...

Details

$100K Maximum Limit

Has Pen

Appointment Required

Carrier Information

Various

Admitted

Rating A and above

 

Rating By AM Best

 

Offered By

Arrowhead General Insurance Agency, Inc.

30 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Preferred Gold Listing
Fabricare - Core Commercial

Arrowhead General Insurance Agency, Inc.

Linen Supply Drycleaners Dry Cleaners Laundry Laundromats Laundry Services Coin Laundry Coin Operated Laundries Commercial Launderer BOP 45 states

Description

Arrowhead Core Commercial is now offering IWA’s Fabricare Advantage Program, delivering innovative risk management products and services for the Fabricare industry. Target markets: ·         Dry cleaners ·         Commercial launderers ·         Textile and linen suppliers (supplies linens to restaurants, hotels, spas, etc.) ...

Details

$100K Maximum Limit

Has Pen

Appointment Required

Carrier Information

Various

Admitted

Rating A and above

 

Offered By

Arrowhead General Insurance Agency, Inc.

30 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Preferred Gold Listing
Workers Compensation (USL&H)

U.S. Risk, LLC

USL&H Workers Compensation Ship Yards Oil Operators Harbor Workers Longshore Stevedoring Hard To Place Workers Comp 50 states + DC

Description

U.S. Risk is staffed with brokerage specialists that can handle your tough Workers Compensation account. Classes Available: Freight Handling Oil and Gas Lease Operators Ship Building Stevedoring Minimal USL&H Payroll accepted Min. Premium $10,000 Available Nationwide For a quote please submit ACORD 130 or company application for ...

Details

Appointment Required

Carrier Information

various

Admitted

Non-Admitted

 

Offered By

U.S. Risk, LLC

22 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Preferred Gold Listing
Cannabis, CBD and Hemp Package Program

CannGen Insurance Services, LLC

Cannabis Hemp CBD Marijuana Cannabis Cultivators Medical Marijuana Cannabis Grow Operations Dispensaries Medical Marijuana Delivery Lessor's Risk 50 states + DC

Description

CannGen's package program is available in all states and tailored to the unique needs of the cannabis, CBD and hemp industries.  Trust the experts!   Coverage Highlights • Property/Crop - Up to $25M Property Limits Per Location (Combined TIV) • General Liability - Occurrence Form, Up to $2M / $2M  • ...

Details

Has Pen

Appointment Required

Carrier Information

Admitted

Non-Admitted

Rating A & A+

 

Rating By AM Best

 

Offered By

CannGen Insurance Services, LLC

16 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Preferred Gold Listing
Cannabis, CBD and Hemp Workers Comp

CannGen Insurance Services, LLC

Cannabis Hemp CBD Workers Comp Marijuana Cannabis Cultivators Cannabis Grow Operations Dispensaries Medical Marijuana Dispensary Recreational Marijuana Dispensary 47 states

Description

CannGen's Workers Comp program is available in all states for all cannabis, CBD and hemp related businesses. Product Highlights • All Cannabis / Hemp / CBD Class Codes • All States • Multi-State, Nationwide Policies • Monoline Policies Available • New Venture / New Hire ...

Details

Appointment Required

Carrier Information

Admitted

Rating A

 

Rating By AM Best

 

Offered By

CannGen Insurance Services, LLC

16 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Preferred Gold Listing
Cannabis, CBD and Hemp Crop

CannGen Insurance Services, LLC

Cannabis CBD Hemp Marijuana Crop Medical Marijuana Crop Cannabis Grow Operations Medical Cannabis Growers Marijuana Growers Cannabis Cultivators 50 states + DC

Description

CannGen's Crop Coverage is available in all states and tailored to the unique needs of the cannabis, CBD and hemp industries.  Trust the experts!  Product Highlights • Coverage capacity up to $25,000,000 per location (combined property & crop TIV) • Indoor Plants In-Process (only) • Customizable plant life-cycle ...

Details

$25M Maximum Limit

Has Pen

Appointment Required

Carrier Information

Non-Admitted

Rating A

 

Rating By AM Best

 

Offered By

CannGen Insurance Services, LLC

16 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Preferred Platinum Listing

Owner Operator Airports Aircraft Liability Aircraft Product Liability Corporate Aircraft Commerical Aircraft Airport Construction Wrap Up + 3 more 50 states + DC

Description

Worldwide Facilities represents domestic markets for all types of aviation risks in every state, with limits up to $1 billion. No prohibited classes if the exposure has to do with aviation and/or aerospace. We have the expertise to place Wrap-Up coverage for majot construciton projects at U.S. airports, and our ...

Details

$1 Maximum Limit

Carrier Information

Admitted

 

Offered By

Worldwide Facilities, LLC

85 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Preferred Platinum Listing
Breckenridge: Multiple Aviation Markets and Specialized Industry Expertise

Breckenridge Insurance Services

Aviation Aviation Repair And Service Aviation Workers Comp Drones Unmanned Aircraft Flight School Aircraft Liability Helicopters Airplanes FBO Fixed Base Operators 50 states + DC

Description

There are still plenty of opportunities to serve the overall insurance needs of the aviation sector even during this challenging time. From increased demand in private travel for personal and corporate needs, to the use of planes for crop dusting, air ambulances, and all manner of freight, Breckenridge Insurance Services ...

Details

Appointment Required

Carrier Information

Admitted

Non-Admitted

 

Offered By

Breckenridge Insurance Services

25 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Preferred Silver Listing
Forestry Products - Commercial Property

Continental Underwriters, Inc.

Commercial Property Sawmill Wood Products Lumber Manufacturing Insuarnce Made Easy! Forest Operations Lumbering 50 states + DC

Description

We work with agents and brokers in the placement of Forest Products Risks whose operations consist of Wood Manufacturing, Distribution and Wholesaling / Retailing of Lumber and Building Materials across the United States and Canada . In addition to Forest Products Risks, we assist agents and brokers with the placement ...

Carrier Information

 

Offered By

Continental Underwriters, Inc.

15 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Preferred Silver Listing

Lumber Sawmill Wood Products Manufacturing Forest Operations Distributor Woodyard & Sawmill Insurance Company 50 states + DC

Description

We work with agents and brokers in the placement of Forest Products Risks whose operations consist of Wood Manufacturing, Distribution and Wholesaling / Retailing of Lumber and Building Materials across the United States and Canada . In addition to Forest Products Risks, we assist agents and brokers with the placement ...

Carrier Information

 

Offered By

Continental Underwriters, Inc.

15 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Preferred Platinum Listing

Mining Demolition Drilling Above Ground Underground 50 states + DC

Description

Tough geological problems and unusual mining conditions are no challenge for Worldwide Facilities offering aboveground, underground, dragline plus drill & blast operation coverage. Check out coal mining facts on our site.

Details

Has Pen

Carrier Information

Admitted

Non-Admitted

 

Offered By

Worldwide Facilities, LLC

85 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Preferred Platinum Listing
Construction Wrap-Up

Worldwide Facilities, LLC

Construction Commercial Excess Construction Liability Airport Construction Wrap Up 50 states + DC

Description

Worldwide Facilities writes Construction Wrap-up for Employee Benefits, Commercial Excess, CGL, Blanket Waivers, GL, Protection & Indemnity (P&I), Completed Operations Liability and Blanket Additional Insureds. Target Classes include rolling wrap-ups, project policies, tract homes and developments.

Carrier Information

Admitted

Non-Admitted

 

Offered By

Worldwide Facilities, LLC

85 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Preferred Platinum Listing
Primary & Excess Energy Program

Worldwide Facilities, LLC

Excess Energy Primary Energy On-Shore MEL Pollution 50 states + DC

Description

Worldwide Facilities' on-shore energy industry and related operations including "pure" incidental maritime employers' liability. GL, Site Pollution, FFXS, E&O and more from "A IX" admitted carrier. Make Worldwide Facilities your first call.

Carrier Information

Admitted

 

Offered By

Worldwide Facilities, LLC

85 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Preferred Gold Listing
Warehousemans Legal Liability

Sirix Group

Warehouses Warehouse Legal Liability Warehousemens Liability Movers 50 states + DC

Description

• Warehouse operations • Moving and storage operations • Fast turnaround Our strength is our ability to get you what you need when you need it. We believe in doing business the old fashioned way, personal and one on one. We will not burden ...

Details

Has Pen

Appointment Required

Carrier Information

Non-Admitted

 

Offered By

Sirix Group

21 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

Preferred Gold Listing
Oil & Gas Division

U.S. Risk, LLC

Oil & Gas Drilling Well Drilling Pipeline Contractors Bio-fuel Wind 50 states + DC

Description

Lines of Coverage Written General Liability: $1M/$2M limits Umbrella: $5M limits Excess: $10M limits Auto: $1M limits Inland Marine Workers CompGL, Property Target Classes of Business Operators and Non-Operators Drilling Contractors Well Servicing Contractors Pipeline Contractors Wind ...

Carrier Information

Admitted

Non-Admitted

 

Offered By

U.S. Risk, LLC

22 listings in 50 states + DC

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered


Did you find what you were looking for?

Let us help you find the market.


/ 10 Selected

<