896 results

Work Comp and CGL Gaps Necessitate Employers' Liability Insurance

August 22, 2008 by Christopher J. Boggs, CPCU, ARM, ALCM

Why coverage as significant and crucial as employers' liability is routinely ignored is baffling. Employers' liability protection has been mistakenly viewed as a throw-away...

Employers' Liability Insurance - Agents Need to Know What Lawyers Already Do

August 20, 2008 by Christopher J. Boggs, CPCU, ARM, ALCM

Workers' compensation insurance was designed as and remains the employee's sole remedy to recover medical costs and lost wages resulting from bodily injury suffered in the ...

ISO's Commercial General Liability Filing - Part Three - New Endorsements

February 21, 2013 by Christopher J. Boggs, CPCU, ARM, ALCM

Insurance Services Office’s (ISO’s) four major filings in commercial property, business auto, businessowners coverage, and commercial general liability (CGL) make 2013 a bi...

Underwriters Excluding Mold Coverage by Endorsement

July 11, 2008 by Christopher J. Boggs, CPCU, ARM, ALCM

Contractors are the target of nearly 2,000 mold-related lawsuits annually according to a 2003 report from toxlaw.com. When accused of or sued due to mold related injuries o...

Employers' Liability - Exclusions, Monopolistic States and Limits

August 27, 2008 by Christopher J. Boggs, CPCU, ARM, ALCM

The National Council on Compensation Insurance's (NCCI) 1991 edition of the workers' compensation and employers' liability policy lists 12 specific exclusions applying to S...

Mold: Underwriters Endorsing CGL to Remove Coverage

June 11, 2008 by Christopher J. Boggs, CPCU, ARM, ALCM

Contractors are the target of nearly 2,000 mold-related lawsuits annually according to a 2003 report from toxlaw.com. When accused or sued for injuries and damages resultin...

Who is an 'Insured?' Commercial Coverage!

May 23, 2008 by Christopher J. Boggs, CPCU, ARM, ALCM

If a previously owned, or even currently owned, LLC or partnership is not specifically listed in the schedule of named insureds, there is NO coverage for any previous actio...

OCP No Substitute for the CGL

April 24, 2009 by Christopher J. Boggs, CPCU, ARM, ALCM

"Why would any agent make such a ridiculous recommendation?" Was my response when I read that an agent had recommended to a general contractor that he drop his commercial g...

Commercial Real Estate Risks Urged to Separate from Peers

February 10, 2012 by Jonathan Schwarzberg

Real estate property insurance rates, particularly for large organizations with catastrophe exposures, were up last year, according to insurance broker Marsh, which advises...

Who is an 'Insured?' Commercial Coverage!

May 23, 2008 by Christopher J. Boggs, CPCU, ARM, ALCM

If a previously owned, or even currently owned, LLC or partnership is not specifically listed in the schedule of named insureds, there is NO coverage for any previous actio...