Allied Healthcare Professional and General Liability Insurance
Offered by Apogee Insurance Group a Berkshire Hathaway Company
Chiropractor Medispas Therapist Home Health Care Professional Liability Medical Laboratory Counseling Pharmacies Hospice Ambulance Adult Day CareDescription
Target Classes:
• Adult day care centers
• Medical art schools (non-physicians)
• Alcohol and drug rehab centers
• Medical clinics (non-surgical)
• Acupuncturists
• Medical laboratories
• Ambulance services
• Medical staffing agencies
• Chiropractic services
• Counseling services
• Optometrists
• Dental clinics
• Pharmacies
• Dialysis centers
• Physical/speech therapists
• Health and fitness training facilities
• Prosthetic/orthotic fitters
• Holistic medicine clinics
• Psychologists
• Home health agencies
• Sleep clinics
• Hospice care services
• Spas Massage therapists
Coverage Highlights:
• PL/GL Combo Coverage Available for Most Classes
• Minimum Premium of $2,300 for $1M/3M limits
• Incident Trigger of Claims
• Worldwide Coverage
• Duty to Defend
• Personal Injury Coverage
• Final Adjudication Wording
• Choice of Defense Counsel (subject to approval)
• Medical Directors included as Insureds
• Bilateral Tail
• Volunteer Workers and Leased
• Workers included as Insureds
• Students included as Insureds
• Extended Reporting Period of 12/24/36 months for 75%/125%/150%
• Toll Free Risk Management Hotline for Insureds
• Adult day care centers
• Medical art schools (non-physicians)
• Alcohol and drug rehab centers
• Medical clinics (non-surgical)
• Acupuncturists
• Medical laboratories
• Ambulance services
• Medical staffing agencies
• Chiropractic services
• Counseling services
• Optometrists
• Dental clinics
• Pharmacies
• Dialysis centers
• Physical/speech therapists
• Health and fitness training facilities
• Prosthetic/orthotic fitters
• Holistic medicine clinics
• Psychologists
• Home health agencies
• Sleep clinics
• Hospice care services
• Spas Massage therapists
Coverage Highlights:
• PL/GL Combo Coverage Available for Most Classes
• Minimum Premium of $2,300 for $1M/3M limits
• Incident Trigger of Claims
• Worldwide Coverage
• Duty to Defend
• Personal Injury Coverage
• Final Adjudication Wording
• Choice of Defense Counsel (subject to approval)
• Medical Directors included as Insureds
• Bilateral Tail
• Volunteer Workers and Leased
• Workers included as Insureds
• Students included as Insureds
• Extended Reporting Period of 12/24/36 months for 75%/125%/150%
• Toll Free Risk Management Hotline for Insureds
Details
Carrier Information
Multiple Carriers Available
Admitted
Non-Admitted
Offered By
Availability 50 states + DC
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Covered
Not Covered
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