Excess Casualty

Excess Casualty & Excess Casualty Express

At James River, we handle Excess Casualty risks both large and small. We have a team dedicated to handling your small excess risks in our Excess Casualty Express area.

Excess Casualty

TARGET CLASSES:
  • Auto, Bus or Truck Parts Mfg includes critical auto
  • Contractors (Commercial GC’S and Specialty Trades)
  • Contractors & Farm Equipment Rental
  • Electric Car Manufacturing
  • Food Processors / Seafood Processors
  • Forest Products including Pulp, Paper, Lumber, Wood Products
  • Habitational (Subsidized, Student, etc)
  • Manufacturers - Heavy / Industrial Machinery and Equipment
  • OCP and Project Specific
  • Property Owners-Diversified Holdings
  • Recreational Facilities, Resorts
  • Residential Developers, Contractors
  • Restaurants, Bars, Taverns
  • Sporting Goods Manufacturers, Distributors, Retailers
  • Special Events, Concerts, Festivals
  • Tire Recapping/Retreading
  • Tire/Wheel Manufacturing
  • Tobacco Products Manufacturing
AVAILABLE COVERAGES:

  • Occurrence or Claims Made
  • Follow-form Excess Liability over single or multiple underlying covers
  • Auto Buffer excess available
OTHER COMMENTS:
  • Residential Contractors (New construction): Several coverage options available. Contact us for more information.
Excess Casualty Express

This segment of Excess Casualty will focus on light manufacturing and premises-driven (OL & T) accounts that generate less than $15,000 in annual GL premium and up to $7500 in Excess Liability Premium where quick turnaround, basic policy form and ease of handling are essential.

SAMPLE TARGET CLASSES:
  • Apartments
  • Restaurants
  • Contractors – Artisans, Trades, Handymen
  • Landscapers, Irrigation Systems
  • Office Buildings
  • Grocery Stores, Mercantile
  • Homeowners Associations Incl. Condos
  • Strip Malls, Shopping Centers
  • Small OCP
  • Property Owners-Diversified Holdings
  • Hotels/Motels
  • Warehouses
  • Vacant Buildings
  • Special Events, Concerts, Festivals
  • Light Manufacturing, Machine Shops
AVAILABLE COVERAGES:
  • Occurrence or Claims Made
  • Follow-form Excess Liability over single or multiple underlying covers
  • OK to include Employee Benefits, Employers Liability or Stop Gap


OTHER COMMENTS:
  • Max number of auto units allowed: 10 (MUST BE UNDER 20,000 Lbs GVW)
EXCLUDED CLASSES:
  • Distributors of Foreign Made Products

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AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY

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