Commercial Transportation - Bellingham

If your client has risks in the transportation of goods, Bellingham Underwriters, Arrowhead’s commercial transportation experts, can help. From owner operators to large fleets, and from extra-heavy truck tractors to light vans and pickups, we’ve got you covered. We write motor carriers hauling a product for-hire as well as private motor carriers hauling their own goods. Our appetite is broad because our knowledge and experience are broad.

Truckers operating on a for-hire basis: Package policies can include Auto Liability, Auto Physical Damage, Motor Truck Cargo, Contractors Equipment and General Liability, plus monoline policies for Auto Physical Damage and Motor Truck Cargo.

Private motor carriers: Auto coverages are available; ask about adding specific associated lines. We combine a consistent program with superior claims handling, loss control and administrative support services that will keep your clients returning year after year.

Coverage Highlights:
  • Auto Liability
  • Physical Damage
  • Motor Truck Cargo
  • General Liability
  • Garagekeepers Liability
  • Contractors Equipment
Example Commodities (but not limited to)
  • Autos
  • Building Materials
  • Containers
  • Flatbed
  • Grain & Produce
  • Household goods
  • Livestock
  • Logs
  • Mail
  • Mixed commodities
  • Recycled goods
  • Refrigerated and dry van goods
  • Sand & gravel
  • Water
  • Wood chips
Target Markets (eligible but not limited to)
  • Agricultural classes –Fruit, produce, vegetable, grain, feed, seed, hay, refrigerated, fertilizer haulers
  • Auto haulers - Both new and used vehicles
  • Container haulers - Drayage container haulers in the Ports of Los Angeles/Long Beach and Portland (not Oakland or Seattle)
  • Dirt, rock, sand and gravel - DRSG of all kinds (including “dirty dirt”) in most territories but not in certain urban areas, including urban Los Angeles, San Francisco or Denver)
  • Dry van haulers - Regional hauls with fixed regular routes
  • Flatbed classes - Building materials, steel, rebar, lumber, heavy equipment
  • Log haulers - For-hire and private log haulers, either finished lumber or raw logs
  • LTL haulers – “Less Than Truckload” risks
  • Mixed use classes - All mixed operation classes (for example, partial agricultural and sand and gravel or partial flatbed and produce, etc.)
  • Oversize/Overweight - OS/OW haulers with specialty configurations and equipment
  • Recyclables and refuse haulers - Residential recyclers and refuse haulers
  • Refrigerated haulers –Regional hauls with fixed, regular routes
  • Scrap metal haulers - Metals and debris removal
  • Tanker haulers - Dairy operations, milk processed or raw, water, syrups, molasses, liquid fertilizers (not petroleum and gasoline haulers)
  • US Mail USPS -Contract haulers for USPS
  • Vineyard haulers - Truckers associated with grape production, hauling, bottling and processing

Program Highlights

  • Auto Liability
    - Limits up to $2,000,000 CSL
    - Including Non-Owned and Hired Auto Liability
  • Physical Damage
    - Maximum value any one vehicle $200,000 / Train $250,000
  • General Liability
    - Limits up to $1,000,000 each occurrence/$2,000,000 annual aggregate for BI and PD
    - Limits up to $100,000 Fire Legal Liability
    - Limits up to $25,000 Medical Payments
  • Motor Truck Cargo
    - Limits up to $150,000 any one vehicle/$250,000 any one accident or loss
  • Contractors Equipment
    - $200,000 any one item / $500,000 any one accident or loss

  • Garagekeepers Liability
    - $150,000 any one item / $500,000 any one accident or loss
  • Automatic Additional Insured and Loss Payee form on all policies
  • Multiple direct bill payment options available
  • Adjustable rate and reporting form plans available
  • Complimentary loss control services for fleet accounts

Not a Bellingham producer? Apply online at:

Product Details

  • 1,000,000
  • Hudson
  • Yes
  • Yes

Company Contact

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Name Title Email Phone
Dan Hooker Program Manager 360-671-0500