Gold

Bars, Restaurants & Taverns

Product Features

Property

  • Limits up to $5,000,000 in-house, additional limits available
  • $500/1,000 minimum deductible
  • RCV, special causes of loss and equipment breakdown
  • Replacement cost on BPP available
  • ACV and Basic Form available
  • Theft coverage available if central station monitored alarm
  • Property extended coverage available
  • Equipment breakdown coverage available
  • General Liability
  • Increased limits up to $2,000,000/4,000,000
  • Medical expense up to $5,000
  • Hired/Non-owned auto available, no deliveries
  • Assault and battery coverage available
  • Increased spoilage limits
  • Liquor Liability Up to $1,000,000/2,000,000 limits
  • Deductible of $500/1,000
Eligible Risks

  • Best suited for small to medium sized bar, restaurant or tavern exposure with total gross sales under $1,000,000
  • Large risks will be looked at on an individual basis
  • Able to write unique risks:
  • Risks with loss history or liquor violations
  • Brewing or distilling their own beer or liquor
  • Outdoor seating, including city or county sidewalks
  • Live entertainment; DJ, bands, karaoke, dancing, etc.
  • Risks with large gaming machines or pull tab receipts
  • Older structures with or without updates in the last 25 years
  • Standalone excess commercial general liability and liquor liability available
Advantages to Writing with Griffin

  • We work with six different carriers that are
  • AM Best Rated “A-” or higher
  • Applications available online at:

Product Details

  • Click For Quote
  • Multiple Available
  • Yes

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Availability

Covered
Not Covered
AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY

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