Gold

Senior Living Facilities

APU Senior Care is a comprehensive long-term care liability program available nationally in exclusive partnership with an "A-" VIII rated insurance carrier.

Target Accounts
  • Skilled nursing facilities
  • Assisted living facilities
  • Independent living facilities
  • Continuing care retirement communities
  • Both for-profit and not-for-profit facilities from single locations to larger long-term care organizations with multiple locations
Policy Features
  • Primary professional liability written on an occurrence basis in all states except for the following: CA, FL, KY, TN, WV, New York City and Cook County, IL
  • Primary professional liability written on a claims-made basis in all states
  • Will write primary and excess (supported or unsupported)
  • Primary general liability written on a claims-made or occurrence-basis
Additional insuring agreements include:
  • Evacuation Expense Reimbursement
  • Public Relations Reimbursement
  • Resident Property coverage
  • Employee Benefits Liability coverage
  • Coverage for punitive damages where allowable by law
  • Coverage for physical and sexual abuse
  • Standard form is defense outside the limit, can be moved inside for a premium credit
Limits/Retentions
  • Primary limits up to $1M per claim, $3M aggregate per location
  • First dollar coverage up to large ($1M) self-insured retentions offered
  • Excess umbrella limit available up to $5M

Product Details

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Availability

Covered
Not Covered
AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY

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Contacts

Name Title Email Phone
Matt Wasta Managing Director matthew.wasta@amwins.com 860-269-6113