Platinum

Insuredge Investor Property Program

If looking for a competitive edge and simplified approach to insuring investor property portfolios, this package program offers valued protection and flexibility in a streamlined manner. Insuredge is ideal for mid- to large-size property managers, family offices and trusts, fix-and-flippers, and individual and corporate real estate investors. The program team at Blue River Underwriters is experienced in diverse property coverages to tailor the best approach to your dynamic portfolios and risk characteristics.Some features of the Insuredge program include:

  • One policy for both property and general liability
  • One surplus lines tax filing
  • Monthly reporting available
  • Technology portal for property coverage changes for bigger schedules
  • Responsive claims handling
Target Classes:

Investment Properties of one- to four-unit family dwellings. Other operations should be incidental to each account.Ineligible Risks:
  • Any property on barrier islands, with or without wind
  • Wood shake/shingle & T-lock roofs
  • Manufacturing, Tire Shops, Woodworkers, Night Clubs, Airbnb
  • Risks that have passenger transportation services
  • No section 8, HUD, Subsidized or Student Housing
Coverages offered:
  • Property and General Liability
  • Monoline Property
  • Wind/Hail
  • Flood
  • Earthquake
Limits:
  • Property – $10MM per location – Higher limits available with referral
  • General liability limits – $1MM/$2MM – Higher limits available with referral
  • Minimum premium: $2,500
  • Minimum deductible: Varies
Admitted or non-admitted paper:
  • Non-admitted
Submission Requirements:
  • Forms for a submission are available upon request for contact from the Program Administrator
  • Additional information required regarding private protection, sprinklers, and alarms at the locations

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Availability

Covered
Not Covered
AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY

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Contacts

Name Title Email Phone
Jared Mathis Executive Vice President jmathis@blueriveruw.com 678-322-3538