Gold

Social Services & Non-Profit Organizations

Product Features

  • General liability is occurrence or claims made basis; $1,000,000/3,000,000 limit
  • Professional liability $1,000,000/3,000,000 limit
  • Physical and sexual abuse; up to $1,000,000 sub limit
  • Directors & officers liability $5,000,000 limit
  • Employment practices liability
  • Auto liability & physical damage for nonowned, and hired autos
  • Commercial property for building, contents, business income, equipment breakdown, crime, and inland marine
  • Data breach
  • Special events; $1,000,000 limit
  • Excess liability; $10,000,000 limit
Eligible Social Services Risks

  • Community Action Group
  • Job Training
  • Family Counseling
  • Rehab Centers
  • Detention Centers
  • Elderly & Disabled Care
  • Food Services
  • Thrift Stores
  • Referral Agencies
  • Religious Retreats
  • Camps
  • Churches
  • ...and MORE!
Eligible Non-Profit Risks

  • Associations & Trusts
  • Boys & Girls Clubs
  • Chamber of Commerce
  • Galleries & Museums
  • Gardens & Arboreta
  • Recreational Programs
  • Humane Societies
  • Dance Groups
  • Schools
  • Cemeteries
  • Charities
  • Preservationists
  • ...and MORE!
Why Do These Organizations Need Coverage?

  • They can be sued by their employees, committee members, volunteers and/or clients.
  • Nearly 85% of them have an annual budget that is less than the average cost to defend a single claim closed by litigation. Example claims:
  • Misappropriation of funds
  • Data breach
  • Slip and fall
  • Employment-related laws are the same for any type of organization leaving your client vulnerable to claims for:
  • Wrongful termination
  • Sexual harassment & discrimination
  • Religious persecution

Product Details

  • Click For Quote
  • Multiple Available
  • Yes

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AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY

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