Ambulance Insurance Program - Bellingham
Offered by Bellingham Underwriters, a division of Arrowhead General Insurance Agency, Inc.
Ambulettes Ambulance Package Admitted Emergency Transport Multi-line Non AdmittedDescription
This program's target is directed towards for-profit emergency and non-emergency medical ambulance companies * operating Type I, Type II, or Type III with some flexibility towards Ambulettes or passenger/wheelchair vans used for paratransit if less than 20% of total operations. Our unique product creates a more stable, long term market that is more sensitive to real variance in risk which enables us to offer competitive pricing. We have the ability to offer a full package in a single product.
*Accounts operating exclusively as non-emergency paratransit/wheelchair vans are not eligible.
STATES
All except AK, FL, HI, KY, MA, MI, NY and VA
TARGET MARKETS
- Class I, II and III ambulances
- First response/paramedics operating as independent contractors and not affiliated with a fire department, hospital, or municipal entity
- For profit ambulance companies
- Service vehicles associated with commercial operations
- Private passenger type vehicles owned by a Corp, LLC or partnership and used for business purposes
- Ambulettes or passenger vans used for paratransit if less than 20% of total operations
Commercial Automobile
- Auto Liability: $1 million CSL
- UM/UIM: State specific limits
- Med Pay: $10,000
- PIP: Statutory
- Physical Damage: $175,000/vehicle and $5 million total fleet value
- $1 million per occurrence/$3 million annual aggregate
- Fire Legal: $500,000
- Med Pay: $10,000
- Incidental exposure to schools/classrooms including First Aid classes
- Medical directors when written as part of a service company
- Incidental lessors risk properties
- Incidental auto repair services for others
- GKLL: $1 million max per location
- Sexual abuse/molestation coverage available
- Miscellaneous medical service equipment including defibrillators, radios, EKG's, respirators, monitors, gurneys and stretchers
- Support equipment including ATV's, bariatric lifts, portable boats and powered cots
- Tools used for vehicle and equipment maintenance
- Follow Form Excess
- Options up to $5 million occurrence/annual aggregate over Auto, General Liability, Professional Liability and Employer's Liability (No coverage over Abusive Acts Liability)
- Limits up to $1 million per occurrence/$3 million annual aggregate
Property
- Building, Business, Personal Property, and Business Income coverages
- Building over 20 years old need current updates to wiring, HVAC, plumbing and roof
Cyber Liability and Data Breach Response
- Information Security & Privacy Liability - aggregate limits up to $1MM
- Privacy Breach Response Services - limits up to $500k
Carrier
- We work with top rated insurance companies with A XV ratings or higher by A.M Best Company
Submission Requirements
https://bell-uw.com/programs/ambulance-insurance/
Details
Carrier Information
Admitted
Non-Admitted
Rating A XV
Rating By A.M. Best Company
Listing Contact
Par Williams Senior Underwriter
Offered By
Bellingham Underwriters, a division of Arrowhead General Insurance Agency, Inc.
4 listings in 43 states
View CompanyDownloadable Files
Availability 42 states
Covered
Not Covered
