Adult Day Care - Full Solution

Offered by International Underwriting Agency IUA

Adult Day Care Child Care Adult Assisted Living Adult Care Workers Compensation Commercial Auto YMCA YWCA

Description

International Underwriting Agency has the markets that will offer full insurance solution for Adult Day Care, Home Health Aids and other Social Services.

GL, PL, Property, Auto and WC (WC will be a separate company)(WC does not apply to Home Health Aids with Living Exposure more than 5%)

IUA Allied Health - Acceptable Risks:

  • Home Health Agencies that provide skilled, therapeutic, companion care, personal care & hospice(in-home care & facilities)
  • Adult Day Care facilities
  • Nursing/Medical Staffing
  • Durable Medical Equipment Dealers
  • Diagnostic Imaging – X-Ray Centers
  • Dialysis Centers
  • Pharmacies (No compounding)
  • Testing Services
  • TBI Services – Traumatic Brain Injury
  • Case Management (non-governmental)
  • Home-Delivered Meals
  • Respite Care
  • Community Action Agencies – Address the emergency needs of PINS (People in Need), i.e., thrift shops, heating services, domestic violence and resource & referrals to other agencies
  • Counseling – Alcohol/Drug (outpatient only)
  • Employee Assistance Programs – EAP's
  • Family Services – Housing, HEAP (non-gov't)
  • Mental Retardation Developmentally Disabled
  • Centers – MRDD or Cerebral Palsy Centers
  • Sheltered Workshops – MRDD, TBI clients learning – stuffing envelopes, packaging, could even include some landscaping, working in a thrift store.
  • Food Banks

Coverages:

  • Occurrence & Claims Made Options for GL & PL
  • Separate $1 MIL/$3 MIL limits for GL & PL
  • Separate $1 MIL limit for Hired—$1 MIL limit for Non-owned Auto
  • Separate Abuse or Molestation Limits up to $1 MIL
  • EPLI Coverage
  • Unlimited Defense costs outside the limit
  • Property/Inland Marine Coverages
  • Crime including Theft of Client's Property
  • Up to a $5 MIL Excess Liability
  • Primary Auto with supporting coverage
  • The program is available countrywide

Submission Requirements:

  • Completed and Signed App (Non HIIG apps accepted)
  • Acord Applications (Property, GL, Automobile)
  • 5 Year currently valued, carrier loss runs
  • Current state inspection (If applicable)
  • Current license (If applicable)
  • Resume of the owner and/or operator(If in business less than 3 years)
  • Brochure or website (If available)BOP, CPP, GL, Property, Liquor Liability, EPLI, D&O, Auto and Umbrella
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Details

Appointment Required

Carrier Information

Admitted

Non-Admitted

Rating A- or higher

Rating By AM Best

Listing Contact

Edward Ha Vice President of IUA

Offered By

International Underwriting Agency IUA

9 listings in 28 states

View Company

Availability 24 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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