Platinum

Educators Legal Liability

offered by United Educators
United Educators' comprehensive educators legal liability (ELL) policy provides coverage with limits of up to $40 million for the institution as well as its trustees, directors, and officers. At the institution's option, the policy also covers employees, volunteers, and in some circumstances, students and interns.

ELL's broad, wrongful acts coverage protects against a wide range of potential claims involving educational institutions including:

  • Discrimination
  • Educator's professional errors and omissions
  • Employment practices
  • Retaliation
  • Sexual harassment
  • Tenure denial
  • Title IX
EduRisk™ risk management services and resources are included with each policy such as multimedia learning programs, an extensive risk management library, and personalized advisory services via telephone and email.

When UE writes both the primary GL and ELL coverage, we add our unique endorsements that provide broader, coordinated coverage, referred to as Seamless Coverage. For example, UE is expanding its Seamless Coverage endorsement to include clear protection for liability associated with police and security professionals. Beginning on April 1, 2017, upon policy issuance, the seamless coverage endorsement provided to all qualifying members will specifically address these protections for actions of police or security staff:

  • Wrongful acts
  • Allegations of unreasonable/excessive use of force
  • Violation of property rights
  • Allegations of discrimination
  • Use of mace or pepper spray
  • Defense costs for allegation of dishonest and fraudulent acts
UE offers a Risk Management Premium Credit (RMPC) to institutions that take advantage of EduRisk following the RMPC guidelines.

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AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY

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Name Title Email Phone
Julie Britt Sr. Communications Associate jbritt@ue.org 301-215-6429