Private Flood Insurance
Offered by AFR Insurance Services
Flood Deductible Flood Zone Certification Flood Private FloodDescription
- Powerful Solutions, Personal Approach -
At AFR Insurance Services, we deliver unmatched flood insurance expertise, broad market access, and tailored coverage options for your clients. With more than 30 years in the flood industry, AFR helps P&C agents navigate complex flood placements through responsive underwriting support, flexible coverage structures, and access to multiple leading private flood markets.
Access Multiple Private Flood Markets
- Primary Commercial
- Excess Commercial
- Primary Residential
- Excess Residential
- Limits up to $30 million
- Multiple deductible options available
Available Coverage Benefits
- Real Property
- Contents (household and business)
- Improvements and Betterments Coverage
- Replacement Cost Coverage for building and contents
- Business Income Coverage for commercial policies
- INB & BI for leased properties
- Builders Risk Coverage
- Living Expense Coverage for residential policies
As a coverholder for Lloyd's of London, AFR offers access to private flood insurance solutions that are often more competitively priced than NFIP policies while providing broader coverage options and higher available limits. Policies are individually underwritten based on factors including location, elevation, flood zone, occupancy, construction type, foundation type, catastrophe exposure, and prior loss history.
Target Properties
- Hotels/motels
- Shopping centers
- Restaurants
- Light manufacturing
- Apartment complexes
- Office buildings
Additional occupancies and unique risks can be submitted for underwriting consideration. AFR also has the ability to schedule multiple buildings and locations under a single policy structure.
Experience broad market access backed by leaders in the flood insurance space. At AFR, we operate from the understanding that your success is our success. We’ve built a lasting reputation by delivering responsive service, consultative expertise, and tailored flood solutions that help agencies grow and better protect their clients.
Put AFR in your corner. Get Appointed
Details
Has Pen
Appointment Required
Carrier Information
Non-Admitted
Rating A or better
Rating By AM Best
Listing Contacts
Johnny Catalano Agency Account Executive
+2 more contactsOffered By
Availability 50 states + DC
Covered
Not Covered
