High TIV Property

Offered by Orchid Insurance

Large TIV Office Buildings Restaurants Hotels Apartments Hospitals


Total Insurable Value (TIV) is the sum of the full value of the insured's covered property, business income values, and any other covered property interests. This Orchid Insurance product is typically calculated by adding the property value, business interruption value and the value of any/all other property at the location. 

Product Highlights
  • $15,000 minimum premium
  • No distance to coast restrictions
  • Ability to write primary, excess and quota share
  • Named Storm, all other Wind/Hail and flat deductible options available
  • Per risk capacity up to $100 million
Target Risks
  • Office Buildings
  • Restaurants
  • Hotels/Motels
  • Condos/Townhomes
  • Apartments
  • Vacants
  • Hospitals

Information required to quote
  • Fully completed SOV
  • 3-5 years currently valued loss runs for all properties
  • Requested terms and conditions
  • Applicable Acord Forms
  • Expiring or renewal terms


Appointment Required

Carrier Information

Multiple Markets Available



Rating A- or Better

Rating By A.M. Best

Listing Contact

Marketing Department

Offered By

Orchid Insurance

33 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


Not Covered

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