Design Professionals: Architects, Engineers, and Surveyors (AE&S) Insurance Solutions
Offered by RPS
Architects & Engineers Professional Liability Surveyors Design Professionals Architects EngineersDescription
Architects, Engineers, and Surveyors (AE&S) Insurance Solutions
The RPS AE&S underwriting team delivers two decades of underwriting experience for these design professionals as a trusted partner with a top-rated, admitted carrier. With in-house authority to offer up to $10 million in general liability and wide-ranging coverages from business auto to property, inland marine, umbrella and workers’ compensation, we are committed to safeguarding these design firms. Our team can tailor the right approach for those clients with more intricate risks while addressing the diverse insurance regulations of various states.
Target Classes
- Architects: Landscape architects, Building/space-planning Architects, Interior Designers
- Engineers: Civil Engineers, Structural Engineers, Mechanical Engineers, Electrical Engineers, Forensic Engineers, Soil/geotechnical Engineers, Structural engineers
- Surveyors: Land Surveyors, Arial Surveyors, Geological Surveyor, Hydrographic Surveyor, Topographic Surveyor, Underground Utility Locating Service, Urban/rural Planners
- Other: Control System Integrator, Construction management firms, Some classes of environmental consultants
Coverages
- General Liability: Architects, engineers and surveyors’ endorsements offers many broadened coverages, Additional insured endorsement with coverage on a primary, non-contributory basis, including Waiver of Subrogation, when required by contract or agreement, Commercial umbrella coverage with higher limit options available
- Property: Architects, engineers, and surveyors’ property endorsement, Valuable papers and records, and fine arts including architectural models – $100,000 included, Electronic data processing (EDP) included in the business personal property limit, Identity fraud expense coverage – only in a handful of states, Business income valuation on either actual loss sustained or billable hours basis, Inland Marine – full replacement cost for equipment
- Business Auto: Employee-hired Auto, Auto Physical Damage, Roadside Assistance, Blanket Waiver of Subrogation Available, & Auto Coverage Plus Endorsement Available: Blanket Additional Insured, Hired Auto Physical Damage, Waiver of Deductible – Glass – in some states, Auto Loan Lease Gap Coverage
- Workers' Compensation: Workers’ compensation and employers’ liability coverage, Waiver of subrogation available
- Umbrella: Up to $10M limits, Worldwide coverage territory
Submission Criteria
- Account Questionnaire
- Most recent Professional Liability app
- ACORD Form
- 5 years’ loss runs or going back to start of business
- Target premiums are helpful
Details
Has Pen
Listing Contact
Justin Kanno-Mannaz Underwriter
Offered By
Availability 50 states + DC
Covered
Not Covered
