Commercial Auto

Offered by Osprey Underwriters

Commercial Auto Truckers General Liability Motor Truck Cargo Excess Auto Small Fleet Commercial Auto Fleet Auto Physical Damage Auto Business Auto Contractor Auto


About This Coverage
Commercial Auto insurance is needed to cover the cars, trucks, and vans used in conducting your business. Large fleets, as well as small businesses, should be properly covered by a commercial auto insurance policy.

Coverage Limits
• Liability up to $2,000,000
• Deductible range: $250 to $5,000
• Umbrella Limits to $100M

Eligible Discounts
• Package Discount
• Defensive Driver Course
• CDL Experience
• Business Experience
• Better Business Bureau
• Prior Insurance Discount

Key Coverage Features 
• Symbol-(1) Available
• Monoline Physical Damage
• Motor Truck Cargo
• Additional Insured
• Waiver of Subrogation
• Hired and Non Owned Autos
• On-Hook Coverage
• Trailer Interchange
• Garagekeepers
• Bobtail Coverage
• Radius up to 500 Miles +
• Flexible billing options

Eligible Vehicle Types

• Agricultural Truck 
• Box/Straight Truck 
• Bucket Truck 
• Catering Truck 
• Cement Mixer 
• Dump Truck 
• Flatbed Truck 
• Front Loader Garbage Truck 
• Pickup w/ 5th Wheel 
• Pump Truck 
• Rear Loader Garbage Truck 
• Refrigerated Truck
• Roll off Truck 
• Stake Body Truck 
• Tank Truck 
• Tow Trucks 
• Truck Tractor

• Auto Hauler
• Bulk Commodity Trailer 
• Dry Freight Trailer
• Dump Body Trailer 
• Flatbed Trailer 
• Gooseneck Trailer 
• Livestock Trailer 
• Logging Trailer 
• Low Boy Trailer 
• Pole Trailer 
• Ragtop Trailer 
• Refrigerated Trailer 
• Tank Trailer 
• Tilt Trailer

Vans & PPVs 
• Cargo Vans 
• Cars, SUVs and Pickups 
• Delivery Vans 
• Minivans 
• Passenger Van 
• Step Vans 
• Wheelchair Van

Classes Covered 
• Construction-Special Trade Contractors 
• Courier, Mail & Newspaper Delivery
• Dealer and Salvage Plates 
• Debris Removal 
• Dirt, Sand & Gravel
• Dry Goods and Refrigerated Transportation
• Farming & Livestock
• Food Services, Restaurants & Delivery
• Food Trucks 
• Fuel Dealers (Limited) 
• Hazmat Transport
• Household Goods Movers 
• Logging & Log Transport 
• Manufacturers and Wholesale Distributions 
• Mobile Equipment 
• Professional Services Private Passenger: Vehicles 
• Retail Trade Operations with Delivery
• Security Patrol (Limited) 
• Towing Services, Gas Stations & Auto Repair
• Trucking For-Hire
• Warehousing
• Waste Haulers (Limited)

• Ability to write risks with up to 20 units
• Can write property coverage on garage, truck repair or office buildings
• $1million/$2 million primary limits with up to $5 million excess general liability limits available


$10M Maximum Premium

$100K Minimum Premium

Has Pen

Carrier Information


Listing Contact

Osprey Underwriters

Offered By

Osprey Underwriters

20 listings in 50 states + DC

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Availability 32 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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