Habitational Coverage

Offered by Orchid Insurance

Habitational Habitational Buildings Business Owners Policy Monoline Package


Orchid offers several solutions for your Residential Condominiums, Single Family Residential HOA’s, Townhome Associations and Apartments.

We specialize in Coastal risks and can write coverage without any restriction on distance to coast. See our eligibility criteria and product highlights below.

Product Highlights
• Business Owners Policy, Monoline Property and Package Policy types available
• Up to $15 million per location and $25 million per policy coverage
• Up to $1 million/ $2 million in General Liability Limits
• Includes the Orchid Premier Endorsement to enhance certain coverages such as Outdoor Property, Employee Dishonesty, Water Backup, Outdoor Sign, Debris Removal, etc.
• 1950 and newer year built and 1900 in some areas on all construction types
• Proprietary Programs can only be accessed through Orchid

Unique Features
• Include Wind coverage without any restriction on distance to coast
• BOP policies offered with TIV limits up to $15 million per building
• Online submission process to increase quick turn-around times

Target Risks
• Condo Associations
• Townhome Associations
• Apartment Buildings
• Single Family Residential HOA’s (Must have a Clubhouse)

Submitting your risk to Orchid has never been easier. Simply e-mail your commercial submissions (ACORD'S, SOV's, Supplementals, Loss Runs, etc...) to commercialsubmissions@orchidinsurance.com.


Appointment Required

Carrier Information

Multiple Markets Available



Rating A- or Better

Rating By A.M. Best

Listing Contact

Marketing Department

Offered By

Orchid Insurance

33 listings in 50 states + DC

View Company

Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


Not Covered

Share This Listing

Contact This Company