Motor Truck Cargo

Offered by Osprey Underwriters

Motor Truck Cargo Inland Marine Trucking Auto Haulers Container Hauler Trailers Hauler Refrigerated Loads Cargo Cargo Insurance


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• Limits up to $300,000 per power unit/$600,000 per occurrence for select commodities and states

• Up to 10 power units (for same day quote response)

• Diminishing Deductible (25% reduction in the deductible for each loss free annual policy term)

• $1,000 minimum premium, $1,000 minimum deductible

Additional Coverages included:

• Earned Freight Charges – Up to $2,500

• Debris Removal Expenses – Up to $5,000

• Reloading Expenses – Up to $5,000

Optional Coverages available:

• Spoilage/Freezing coverage

• Pollutant Clean Up and Removal 

• Owner’s Goods Extension

• ‘Additional Coverages Plus’ Endorsement: 

    -$25,000 Blanket Limit for Debris Removal, 

      Reloading, Towing, Traffic Control & Security

    -$10,000 Earned Freight

    -$25,000 Fire Department Surcharge

    -$2,500 Rewards Coverage 

    -$1,000 Loss Data Preparation Coverage

Eligibility Criteria

• Applicant must have prior commercial driving experience 

• Loss History with no losses or one loss for $10,000 or less

• Drivers between the ages of 23-65 or 66-70 with acceptable copy of DOT physical due at time of binding

• MVR’s are required

• Driver's history cannot have a Major Violation in the past 36 months 

Target operation types: dry van/box, refrigerated freight, flat bed and containerized freight.

Target Commodities: grain, gravel, soft drinks, canned goods, fertilizer, appliances, building materials, hardware, office equipment, steel, small appliances and light machinery.

Ineligible operation types: mobile home and household good haulers.

Ineligible Commodities: oversized/overweight shipments, aircraft engines, turbines, transformers and watercraft.


$600K Maximum Premium

$10K Minimum Premium

Has Pen

Carrier Information



Listing Contact

Osprey Underwriters

Offered By

Osprey Underwriters

20 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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