Description
Breckenridge’s medispa insurance program provides comprehensive coverage for facilities that offer advanced medical-grade treatments and procedures. Medispa insurance coverage is a special variety of professional, general, and other liability coverages but as each medispa provides different treatments and procedures, “one size fits all” coverage may be harmful for businesses.
Coverages
- Business Personal Property
- General liability
- Professional Liability
- Cyber Options
*Coverage varies, please refer to policy documents for specific terms and conditions
Classes
- Cryotherapy
- Medical-grade Facials
- Botox or Dysport
- Lazer Hair Removal
- Laser Skin Resurfacing
- Chemical peels
- Microdermabrasion
- Microneedling
- Micro-coring
- Skin Lightening
- Medical Weight Loss
- Anti-aging Hormone Treatments
- Intense Pulsed Light (IPL) Therapy
- Body Contouring
- Float Tanks
- Massage Therapy
- IV Therapy
- Salt Chambers
- Hyperbaric treatments
- And more
Limits & Highlights
- $1MM/$1MM to $2MM/$4MM
- Quick response time (24-48 hours in most cases)
- Coverage available even if there is professional/collegiate athlete exposure
- Other related exposures can be considered with cryotherapy (i.e. physical therapy, sports rehab, massage therapy)
- Mobile and stationary!
- Risk management services free with policy – see policy for details
Details
$2M Maximum Premium
$1M Minimum Premium
Has Pen
Appointment Required
Carrier Information
Non-Admitted
Listing Contact
Victoria Dearing SVP Professional Liability and Risk Management
Offered By
Downloadable Files
Availability 50 states + DC
Covered
Not Covered
