Description
ERGO NEXT Overview:
- Broad appetite with over +1,300 professions available
- Quote and bind online for businesses up to $5M in annual revenue
- Admitted and A+ Superior Rating by A.M. Best
- Direct Bill, Automatic Renewal, Flexible Payment Options
- No trailing documents needed to bind
Target Professions
We can write BOPs for more than 1,300 professions, from food and beverage to professional services to home-based businesses.
- Food and beverage
- Professional services
- Health and wellness
- Sports and fitness
- Cleaning
- Creative services
- Education
- Retail
Underwriting Guidelines:
- Maximum Revenue: $5M
- Maximum TIV: $3M
Liability overview
- Limits available: $500k/$500k to $2M/$4M
- Deductible: $0
Liability coverage enhancements:
- Umbrella/excess liability
- Cyber insurance
- Liquor liability
- Professional liability
- Employment practice liability insurance (EPLI)
- Damage to rented premises (Tenant Legal Liability)
- Hired and non-owned auto
Property overview
Limits available: Building coverage, Business personal property, Business income and extra expense
Deductible: $500 - $5,000
Property coverage enhancements
- Theft
- Money and securities
- Outdoor signs
- Employee dishonesty
- Equipment breakdown
- Food spoilage and food contamination
- Water backup and sump overflow
- Utility services
- and more
Helpful Links:
Details
Has Pen
Appointment Required
Carrier Information
NEXT Insurance US Company
Admitted
Rating A+
Rating By AM Best
Offered By
Availability 50 states
Covered
Not Covered
