Contractor Workers' Compensation Program
Offered by RPS Programs
Contractor Professional Contractors Workers Comp Contractors Remodeling Landscaper Landscape Contractor Janitorial Haulers Artisan Contractors California Workers CompDescription
Contractor Workers' Compensation Program
A Workers’ Compensation Solution for Contractors across multiple states.
RPS Programs’ specializes in Workers’ Compensation. With access to many A.M. Best ‘A’ rated markets, no premium thresholds, and a broad underwriting appetite, RPS is your solution for Workers’ Compensation.
Contractors and their employees perform physical work within jobs that utilizes potentially dangerous tools and machinery while working in precarious environments and situations. In short, they face many risks of injury on the job. Nearly every state, including California, requires employers to offer workers’ comp insurance to employees. Not only is workers’ comp coverage legally required for almost all construction or contractor businesses with employees‚ but it also helps provide protection for the business by reducing its financial risk. The most common injuries experienced by contractor employees are:
· Falls (from heights)
· Trench collapse
· Scaffold collapse
· Electric shock and arc flash/arc blast
· Failure to use proper personal protective equipment
· Repetitive motion injuries
Our underwriting staff is responsive and ready to work together for successful outcomes. Competitive commissions, flexible payment plans including 0% down, and exceptional claims and loss control services encompass our superior workers’ compensation program for our broker partners and their clients.
Products Include:
- Workers’ Compensation
Appetite:
- Home Remodel Trades
- Landscapers
- Janitorial
- Sand & Gravel Haulers
- Service & Artisans
Program Highlights:
- 30 day lapse in coverage
- High X-mod business
- New venture contractors (with New Venture Supplemental)
- Up to 75% subcontractor exposure
- Up to 40-ft height exposure
- Up to 8-ft depth exposure
- Fast response time
- Flexible payment plan options including EFT/ACH
- Superior claims & loss control services
- Competitive rates & commissions
Details
Has Pen
Appointment Required
Carrier Information
Call for more information
Admitted
Rating A
Listing Contact
Leslie Downey VP, Workers' Compensation Program
Offered By
Availability 7 states
Covered
Not Covered