Garage and Auto Service
Offered by QuoteWell
Garage Keepers Garagekeepers Auto Mechanical Body Shops Repair Shops Repair Car Repair Auto Body Shops Tire ShopDescription
Coverages Often Offered
- Garage Liability
- Garage Keepers and Dealers Open Lot
- Property Insurance
- Excess Liability
Submission Requirements
- ACORD 125 and 126 forms
- Completed supplemental application
- Full List of All Employees
- Clear prior loss history (loss runs or no-loss letter)
Property Insurance
- ACORD 125 and 140 forms
- Details on building safety measures and tool security
- Clear prior loss history (loss runs or no-loss letter)
Excess Liability
- ACORD 125 and 131 forms
- Clear prior loss history (loss runs or no-loss letter)
- Completed supplemental application
Unique Hazards/Coverage Considerations:
- Dealers Risk can only be written on a Garage Form
- All Employees, including clerical, should be rated for even when they have no driving duties.
- Damage to customer vehicles during service or storage is a primary exposure and not covered under the standard CGL form. Garage Keepers Coverage must be purchased to gain the CCC coverage needed.
- Dealers Open Lot Coverage (Damage to autos held for sale) has a 100% insurance to value clause.
- Increased fire hazard from soiled rags, oils and other substances used in the auto service industry.
- The CGL form does not include any liability coverage for operation of customer autos without additional coverage enhancements.
Details
Has Pen
Appointment Required
Carrier Information
Admitted
Non-Admitted
Offered By
Availability 50 states
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Covered
Not Covered
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