Contractors Liability
Offered by Osprey Underwriters
Artisan Contractors Small General Contractors Contractors Contractors General Liability General Contractors Contractor Pollution CarpentersDescription
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About This Coverage
The Artisan Contractors product offers competitive pricing for package or monoline general liability coverage that is tailored to meet the specific insurance needs of each Artisan.
Key Features
• General contractors are eligible but must be active in the day-to-day operations, on the job site daily, and have annual receipts of $3 million or less.
• Trade contractors with annual receipts up to $2 million.
• New ventures with a minimum of 3 years construction experience.
• New construction work on residential projects (excluding condo, townhome, and co-op projects of any size).
• General contractors working on 5 or less new residential lots during any policy period.
• Trade contractors working on 15 or less new residential lots during any policy period.
Available Coverages
• General liability with limits up to $1,000,000/$2,000,000, including products and completed operations.
• Blanket additional insured which includes primary, non-contributory and waiver of subrogation.
• Blanket additional insured including completed operations available for commercial and/or residential projects.
New Classes
• Heating & HVAC systems - includes LPG
• Water Softening Equipment Installation
• Metal Erection - Decorative or Artistic
• Sign Painting - Inside of building
• Sign Painting - On Building or Structure
Preferred Classes
• Air Conditioning
• Appliance/Household
• Carpentry/Interior
• Carpentry/New Const.
• Carpentry/Remodeling
• Ceiling & Wall (Interior)
• Communication Cabling
• Concrete
• Driveways
• Drywall (Interior)
• Electrical
• Fence
• Floor Covering
• Furniture & Fixtures
• Handyman
• House Furnishings
• HVAC
• HVAC w/LPG
• Interior Decorating
• Janitorial
• Landscape
• Lawn/Garden
• Masonry
• Metal Erection-Decorative
• Office Machine
• Painting Exterior
• Painting Interior
• Paperhanging
• Plastering (Interior)
• Plumbing - Residential
• Plumbing- Commercial
• Septic Tank
• Sheet Metal
• Sign Painting - Inside
• Sign Painting - Outside
• Tile/Stone/Marble
• Water Softening
• Window Cleaning
Restrictions
• Manufacturing and Industrial Work Sites
• Contractors with No Prior Experience
• Gross Receipts above $3 million
• Annual Employee Payroll above $1.5 million
Details
Has Pen
Carrier Information
Admitted
Non-Admitted
Offered By
Availability 49 states
Covered
Not Covered
