Contractors Liability

Offered by Osprey Underwriters

Artisan Contractors Small General Contractors Contractors Contractors General Liability General Contractors Contractor Pollution Carpenters


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About This Coverage
The Artisan Contractors product offers competitive pricing for package or monoline general liability coverage that is tailored to meet the specific insurance needs of each Artisan.

Key Features
• General contractors are eligible but must be active in the day-to-day operations, on the job site daily, and have annual receipts of $3 million or less.
• Trade contractors with annual receipts up to $2 million.
• New ventures with a minimum of 3 years construction experience.
• New construction work on residential projects (excluding condo, townhome, and co-op projects of any size).
• General contractors working on 5 or less new residential lots during any policy period.
• Trade contractors working on 15 or less new residential lots during any policy period.

Available Coverages
• General liability with limits up to $1,000,000/$2,000,000, including products and completed operations.
• Blanket additional insured which includes primary, non-contributory and waiver of subrogation.
• Blanket additional insured including completed operations available for commercial and/or residential projects.

New Classes
• Heating & HVAC systems - includes LPG
• Water Softening Equipment Installation
• Metal Erection - Decorative or Artistic
• Sign Painting - Inside of building
• Sign Painting - On Building or Structure

Preferred Classes
• Air Conditioning
• Appliance/Household
• Carpentry/Interior
• Carpentry/New Const.
• Carpentry/Remodeling
• Ceiling & Wall (Interior)
• Communication Cabling
• Concrete 
• Driveways
• Drywall (Interior)
• Electrical
• Fence
• Floor Covering
• Furniture & Fixtures
• Handyman
• House Furnishings
• Interior Decorating
• Janitorial
• Landscape
• Lawn/Garden
• Masonry
• Metal Erection-Decorative
• Office Machine
• Painting Exterior
• Painting Interior
• Paperhanging
• Plastering (Interior)
• Plumbing - Residential
• Plumbing- Commercial
• Septic Tank
• Sheet Metal
• Sign Painting - Inside
• Sign Painting - Outside
• Tile/Stone/Marble
• Water Softening
• Window Cleaning

• Manufacturing and Industrial Work Sites
• Contractors with No Prior Experience
• Gross Receipts above $3 million
• Annual Employee Payroll above $1.5 million


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Carrier Information



Offered By

Osprey Underwriters

20 listings in 50 states + DC

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Availability 49 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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