Small Business Trucking Insurance
Offered by Berkley Small Business
Trucking Motor Truck Cargo Flatbed Refrigerated Loads Tankers Commercial Auto Nonfleet Commercial Auto LiabilityDescription
Berkley Small Business Solutions offers primary commercial auto, general liability, and motor truck cargo insurance to small for-hire trucking operations. Available through specialty wholesalers only.
We offer superior service to our partner brokers and agents while providing a quality insurance solution to those preferred customers who qualify for our product guidelines.
Our available coverages include:
- Commercial Auto
- General Liability
- Motor Truck Cargo (on a primary basis)
Coverage Offerings:
Auto Liability
- Limits up to $1,000,000 combined single limit
- Optional Broadened Pollution Coverage (CA9948) available
- Hired Auto and Non-Owned Auto Liability Coverages available
Auto Physical Damage
- $1,000 minimum deductible
- Available for non-owned trailers
- Trailer Interchange coverage available
General Liability
- Employee Benefits Liability available
Motor Truck Cargo
- Limits up to $250,000 available
- Coverage for refrigerated / temperature controlled freight available
Vehicle Types by Business Class:
FLATBED
Aircraft Parts, Building Materials, Glass, Steel, Scrap Metal, Copper, Lumber, Pipe
DRY VAN
Auto Parts, Electrical Supplies, Paint, Paper, Furniture, Grocery, Supermarket
REEFER
Fruit/Produce, Meat/Poultry, Frozen Foods, Dairy/Milk/Cheese
HOPPER BOTTOM
Grain Only
TANKERS
Non-Fuel and Non-Waste Liquid Bulk Material (including potable & non-potable water, juice, milk and compressed oil)
STRAIGHT TRUCKS
General Commodities/Food (no moving/storage, no residential deliveries)
DUMP TRUCKS
Sand, gravel, dirt, mulch for hire carriers only
EXCLUDED OPERATIONS
- Hotshots
- Hazmat haulers — requiring $5M in limits
- MC currently in bankruptcy
- Any Canada or Mexico exposure
- Primary garaging outside the US
- Drive-away operations
- Couriers
- Tow Trucks/Wreckers/Auto Haulers
- Last-mile residential delivery services
- Explosive haulers
- Crane/Boom Trucks
- Passenger Transportation
- Household goods movers
- Mileage greater than 125,000 miles per truck/per year
- Vehicles greater than 25 years old (consideration for risks with older vehicle[s] subject to underwriting approval with completed vehicle inspection form)
- Car/Truck Rental/Leasing operations
- Fuel or Propane Haulers
Details
Has Pen
Carrier Information
Berkley Small Business
Admitted
Rating A+
Rating By AM Best
Listing Contact
Nick Wolfe AVP - Transportation
Offered By
Availability 38 states
Covered
Not Covered
