Businessowners Policy (BOP)

Offered by Osprey Underwriters

Business Owners Policy BOP Commercial Package Small Businesses Retail Stores Restaurants


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About This Coverage:
A Businessowners Policy or "BOP", is designed for small to medium-sized businesses. It protects company assets from 3rd-party legal liabilities, assets from damage by perils, and can also provide reimbursement for business interruption. Coverage types include general liability, products liability, property, and sometimes professional liability.

Available Product Lines:
• Business Interruption
• General Liability
• Products Liability
• Property
• Excess / Umbrella

Target Classes:
• Auto Parts and Supplies – Wholesale
• Auto Parts and Supplies (excluding installation and repair)
• Bakeries – Retail / Wholesale
• Barber or Beauty Shop Supplies
• Beverage Stores – Coffee, Soft Drinks and Water
• Beverage Stores – Liquor and Wine
• Books and Magazine Stores – New and Used
• Building Materials
• Camera and Photographic Equipment
• Cell Phone Stores
• Clothing Stores Retail / Wholesale
• Coffee Shops
• Convenience Stores
• Delicatessens – no cooking
• Drug Stores
• Electronics
• Floor Covering Stores
• Florist – Wholesale
• Florists
• Food Products Distributor (no private labels)
• Food-Related Businesses
• Furniture (new only) and Office Furniture
• Gardening Stores
• Gas Stations (excluding repair or garage operations)
• General Stores
• Gift Shops
• Grocery/Supermarkets
• Hardware and Tools Retail / Wholesale
• Hobby, Craft or Artists’ Supplies Retail / Wholesale
• Home Furnishings
• Ice Cream Store
• Jewelry – Costume & Precious Retail / Wholesale
• Newsstands
• Office Machines and Supplies
• Packing and Shipping – retail, drop locations only (i.e., Mailbox Etc.)
• Paint, Wall Paper, or Wall Covering
• Painting, Pictures, or Frames
• Party and Supplies
• Pet Stores
• Printers
• Restaurant Supplies
• Sandwich Shop – No Cooking
• Shoes
• Signs
• Smoke Shops (no smoking on premises; no vape and/or e-cigarette shops)
• Snack Bar
• Sporting Goods or Athletic Equipment (Including Apparel)
• Stationery or Paper Products Retail / Wholesale
• Toys
• Variety and Discount Stores


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Carrier Information



Listing Contact

Osprey Underwriters

Offered By

Osprey Underwriters

10 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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