Businessowners Policy (BOP)
Offered by Osprey Underwriters
Business Owners Policy BOP Commercial Package Small Businesses Retail Stores RestaurantsDescription
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About This Coverage:
A Businessowners Policy or "BOP", is designed for small to medium-sized businesses. It protects company assets from 3rd-party legal liabilities, assets from damage by perils, and can also provide reimbursement for business interruption. Coverage types include general liability, products liability, property, and sometimes professional liability.
Available Product Lines:
• Business Interruption
• General Liability
• Products Liability
• Property
• Excess / Umbrella
Target Classes:
• Auto Parts and Supplies – Wholesale
• Auto Parts and Supplies (excluding installation and repair)
• Bakeries – Retail / Wholesale
• Barber or Beauty Shop Supplies
• Beverage Stores – Coffee, Soft Drinks and Water
• Beverage Stores – Liquor and Wine
• Books and Magazine Stores – New and Used
• Building Materials
• Camera and Photographic Equipment
• Cell Phone Stores
• Clothing Stores Retail / Wholesale
• Coffee Shops
• Convenience Stores
• Delicatessens – no cooking
• Drug Stores
• Electronics
• Floor Covering Stores
• Florist – Wholesale
• Florists
• Food Products Distributor (no private labels)
• Food-Related Businesses
• Furniture (new only) and Office Furniture
• Gardening Stores
• Gas Stations (excluding repair or garage operations)
• General Stores
• Gift Shops
• Grocery/Supermarkets
• Hardware and Tools Retail / Wholesale
• Hobby, Craft or Artists’ Supplies Retail / Wholesale
• Home Furnishings
• Ice Cream Store
• Jewelry – Costume & Precious Retail / Wholesale
• Newsstands
• Office Machines and Supplies
• Packing and Shipping – retail, drop locations only (i.e., Mailbox Etc.)
• Paint, Wall Paper, or Wall Covering
• Painting, Pictures, or Frames
• Party and Supplies
• Pet Stores
• Printers
• Restaurant Supplies
• Sandwich Shop – No Cooking
• Shoes
• Signs
• Smoke Shops (no smoking on premises; no vape and/or e-cigarette shops)
• Snack Bar
• Sporting Goods or Athletic Equipment (Including Apparel)
• Stationery or Paper Products Retail / Wholesale
• Toys
• Variety and Discount Stores
About This Coverage:
A Businessowners Policy or "BOP", is designed for small to medium-sized businesses. It protects company assets from 3rd-party legal liabilities, assets from damage by perils, and can also provide reimbursement for business interruption. Coverage types include general liability, products liability, property, and sometimes professional liability.
Available Product Lines:
• Business Interruption
• General Liability
• Products Liability
• Property
• Excess / Umbrella
Target Classes:
• Auto Parts and Supplies – Wholesale
• Auto Parts and Supplies (excluding installation and repair)
• Bakeries – Retail / Wholesale
• Barber or Beauty Shop Supplies
• Beverage Stores – Coffee, Soft Drinks and Water
• Beverage Stores – Liquor and Wine
• Books and Magazine Stores – New and Used
• Building Materials
• Camera and Photographic Equipment
• Cell Phone Stores
• Clothing Stores Retail / Wholesale
• Coffee Shops
• Convenience Stores
• Delicatessens – no cooking
• Drug Stores
• Electronics
• Floor Covering Stores
• Florist – Wholesale
• Florists
• Food Products Distributor (no private labels)
• Food-Related Businesses
• Furniture (new only) and Office Furniture
• Gardening Stores
• Gas Stations (excluding repair or garage operations)
• General Stores
• Gift Shops
• Grocery/Supermarkets
• Hardware and Tools Retail / Wholesale
• Hobby, Craft or Artists’ Supplies Retail / Wholesale
• Home Furnishings
• Ice Cream Store
• Jewelry – Costume & Precious Retail / Wholesale
• Newsstands
• Office Machines and Supplies
• Packing and Shipping – retail, drop locations only (i.e., Mailbox Etc.)
• Paint, Wall Paper, or Wall Covering
• Painting, Pictures, or Frames
• Party and Supplies
• Pet Stores
• Printers
• Restaurant Supplies
• Sandwich Shop – No Cooking
• Shoes
• Signs
• Smoke Shops (no smoking on premises; no vape and/or e-cigarette shops)
• Snack Bar
• Sporting Goods or Athletic Equipment (Including Apparel)
• Stationery or Paper Products Retail / Wholesale
• Toys
• Variety and Discount Stores
Details
Has Pen
Carrier Information
Admitted
Non-Admitted
Listing Contact
Osprey Underwriters
Offered By
Availability 50 states + DC
Alabama
Alaska
Arizona
Arkansas
California
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Connecticut
Delaware
District of Columbia
Florida
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Hawaii
Idaho
Illinois
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Pennsylvania
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Tennessee
Texas
Utah
Vermont
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Washington
West Virginia
Wisconsin
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Covered
Not Covered
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