Non-Emergency Medical Transport Program (NEMT)
Offered by Cardigan General Insurance Services
NEMT Non-Emergency Medical Transportation ParatransitDescription
Cardigan General Insurance Services (CGIS) has unparalleled access to national markets, underwriting and program design expertise. In partnership with a select distribution channel of agents, our underwriters provide innovative solutions to the most complex insurance needs.
PROGRAM HIGHLIGHTS
- “A-VIII” A.M. Best Rated Carrier
- Non-Admitted paper in most states, unless required to be Admitted paper
- 1-unit Accounts Acceptable
- New Ventures Considered (prior experience required)
- Minimum Driver Age is 23 with 2 Years Experience
- Require GL/PL to include loading/unloading with the following minimum limits:
- Medical vehicles: $50k
- Wheelchair vehicles: $100k/$300k
- Gurney vehicles: $250k/$500k
- Payment Plan - All accounts need to be premium financed
ELIGIBLE VEHICLE CLASSES & OPERATIONS
- Wheelchair-Assisted Vans, Ambulettes, and Gurney Vans
- Non-Emergency Ambulance Operations
- Basic Life Support Vehicles (non-911)
- Adult Daycare Transportation Providers
- Contracted Transportation Providers
LINES OF BUSINESS
- Auto Liability - Up to $1M Limits
- Physical Damage - Stated Amount
- General Liability/Professional Liability is required. We can quote through our in-house brokerage operation.
Carrier Information
Admitted
Non-Admitted
Rating A-VIII
Rating By A.M. Rated Carrier
Listing Contact
Mark Jatczak, ARM Business Development Manager
Offered By
Downloadable Files
Availability 16 states
Covered
Not Covered