First-Dollar Public Entity (Under 75,000 Population)

Offered by RPS Signature Programs

Property General Liability Public Officials Management Liability Crime EPLI Public Entity Public Entities Low Deductible Cyber Liability

Description

The Signature Insurance Program for Public Entity


This new program expands upon our existing carrier relationships to now offer a first dollar, low deductible insurance product for public entities, water districts and special districts.

The packaged insurance program includes specialized coverages such as general liability, auto liability, physical damage, crime and excess liability, property, law enforcement, public officials and employment practices liability; that can be supplemented by active shooter liability, special events, and cyber liability.

Coverages
  • Property,
  • General liability
  • Public officials and management liability
  • Inland marine
  • Law enforcement liability
  • Crime
  • Auto liability and physical damage
  • Excess liability
Key Coverage Features
  • Pay on behalf
  • Duty to defend
  • Defense costs outside limit
  • Broad named insured
  • Failure to supply (except gas and electric)
  • EPLI
  • Drone liability
Target

Smaller municipalities with populations of less than 75,000.  Special districts and water, sewer and sanitation districts.

Limits
  • Property - $50,000,000 any one location
  • Equipment Breakdown - $100,000,000 per location
  • Auto Liability - $1,000,000
  • General Liability - $1,000,000/$3,000,000
  • Public Officials Liability - $1,000,000/$3,000,000
  • Crime - $500,000
  • Excess - $4,000,000/$4,000,000 (higher limits available outside of the program)
Why RPS Signature Programs

Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks. Excellent market relationships allow the RPS Signature Programs team to respond with competitive products for towns, villages, boroughs, special districts, and utility authorities.

Details

Has Pen

Listing Contacts

Bob Lombard Area President

+3 more contacts

Offered By

RPS Signature Programs

23 listings in 50 states + DC

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Availability 25 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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