Hemp & CBD Program

Offered by Breckenridge Insurance

Dispensaries Cannabis Vape Shops Smoke Shops CBD Hemp


Opportunities in hemp and cannabidiol abound...as do risks.

With the everchanging rules and regulations around cannabis, you need an insurance partner who can help you navigate the risks in this dynamic industry. With an AM Best A+ Rated carrier and the sound approach of experienced underwriting professionals, let us help you access fitting protection for this emerging industry. For cannabis dispensary related quotes, click here.


Some of the classes in this industry include:

  • Pet care products
  • Hemp farms
  • Oils or lotions
  • Hemp-infused beverages
  • Protein supplements
  • Extracts or isolates
  • Food with additives
  • Manufacturers/distributors
  • Retailers/wholesalers
  • Extractors/processors/growers

Excluded Classes:

  • Prescription Products
  • Nicotine Products
  • Liquor Liability
  • CBD or hemp products from an unlicensed grower
  • Products with more than 0.3% THC/cannabis products*

* Subject to cannabis underwriting guidelines


  • Maximum limits of $5M/$5M/$5M primary limits or $1M/$2M/$2M primary limits with excess up to $10M
  • True worldwide coverage
  • Products bodily injury coverage arising out of mold & silica
  • Very limited ingredient restriction list
  • Claims-made
  • Additional insured coverage for vendors and tradeshow sponsors
  • Commercial General Liability endorsement for additional coverages:
    • Prop 65 coverage
    • Cyber/data breach coverage


  • AM Best A+ Rated carrier
  • Industry knowledge
  • Limited ingredient restriction list
  • Responsive team
  • Reliable claims handling

Submission Criteria:

  • Completed application
  • Loss runs 2 years
  • For added coverage options, additional forms may apply

Listing Contact

Breckenridge Insurance

Offered By

Breckenridge Insurance

37 listings in 50 states + DC

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Availability 50 states + DC

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