Professionals with expertise in a specific area including lawyers, accountants, engineers, and physicians use Orchid's Professional Liability insurance to protect themselves against claims of negligence or malpractice initiated by their clients. General liability insurance policies do not protect against claims that arise out of business or professional practices, such as negligence, malpractice, or misrepresentation.
Professional liability insurance covers various unintentional acts, including misrepresentation; giving incorrect advice; violations of good faith; copyright infringement and defamation.
Professional liability insurance will cover legal expenses incurred during a lawsuit, which, depending on the complexity and length of a dispute, can cost from $10,000 to $100,000. Orchid's flexible business owner policies can be crafted to include Professional Liability coverage that can help professionals weather the impact of a significant mistake -- or even a fasle accusation -- that may cause harm to a client or customer.
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