Umbrella and Excess Liability
Offered by Osprey Underwriters
Umbrella Excess Commercial Umbrella Restaurant Umbrella Excess Umbrella Liability HOA Umbrella Hotel Umbrella Auto Umbrella Admitted Umbrella Excess AutoDescription
About This Coverage
• Umbrella/excess/retained limit products
• A- (Excellent) A.M. Best rating
• $10 million capacity for lead attachment points
• $15 million capacity for low and medium hazard risks
• Low minimum account premium
• $775 per million for low hazard business
• $675 per million for many small business risks
• Flexible underlying financial rating requirements
Eligible Classes of Business
• Garage liability
• Hospitality
• Family Style and Fast Food Restaurants
• Food Processing
• Trades & GCs (some residential capabilities)
• Entertainment
• Real Estate
• Manufacturing and Service
We’d rather see submissions than not have the opportunity, however, general dislikes include:
• ‘National Accounts’ business
• Trucking, livery, courier
• Nursing homes and assisted living
• Imported products from China
• Refinery, pipeline and “over-the hole” business
• Medical products
• Pharma/Nutraceuticals
• Chemicals
• Dams/Levees
• Railroad
• New York Contractors
• High-Rise Crane Operations
• Restaurants with Liquor
• Umbrella/excess/retained limit products
• A- (Excellent) A.M. Best rating
• $10 million capacity for lead attachment points
• $15 million capacity for low and medium hazard risks
• Low minimum account premium
• $775 per million for low hazard business
• $675 per million for many small business risks
• Flexible underlying financial rating requirements
Eligible Classes of Business
• Garage liability
• Hospitality
• Family Style and Fast Food Restaurants
• Food Processing
• Trades & GCs (some residential capabilities)
• Entertainment
• Real Estate
• Manufacturing and Service
We’d rather see submissions than not have the opportunity, however, general dislikes include:
• ‘National Accounts’ business
• Trucking, livery, courier
• Nursing homes and assisted living
• Imported products from China
• Refinery, pipeline and “over-the hole” business
• Medical products
• Pharma/Nutraceuticals
• Chemicals
• Dams/Levees
• Railroad
• New York Contractors
• High-Rise Crane Operations
• Restaurants with Liquor
Details
Has Pen
Listing Contact
Osprey Underwriters Underwriting
Offered By
Availability 50 states + DC
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Covered
Not Covered
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