Umbrella and Excess Liability

Offered by Osprey Underwriters

Umbrella Excess Commercial Umbrella Restaurant Umbrella Excess Umbrella Liability HOA Umbrella Hotel Umbrella Auto Umbrella Admitted Umbrella Excess Auto


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About This Coverage
• Umbrella/excess/retained limit products
• A- (Excellent) A.M. Best rating
• $10 million capacity for lead attachment points
• $15 million capacity for low and medium hazard risks
• Low minimum account premium
• $775 per million for low hazard business
• $675 per million for many small business risks
• Flexible underlying financial rating requirements

Eligible Classes of Business
• Garage liability
• Hospitality
• Family Style and Fast Food Restaurants
• Food Processing
• Trades & GCs (some residential capabilities)
• Entertainment
• Real Estate
• Manufacturing and Service

We’d rather see submissions than not have the opportunity, however, general dislikes include:
• ‘National Accounts’ business
• Trucking, livery, courier
• Nursing homes and assisted living
• Imported products from China
• Refinery, pipeline and “over-the hole” business
• Medical products
• Pharma/Nutraceuticals
• Chemicals
• Dams/Levees
• Railroad
• New York Contractors
• High-Rise Crane Operations
• Restaurants with Liquor


Has Pen

Listing Contact

Osprey Underwriters

Offered By

Osprey Underwriters

20 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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