Umbrella and Excess Liability
Offered by Osprey Underwriters
Umbrella Excess Commercial Umbrella Restaurant Umbrella Excess Umbrella Liability HOA Umbrella Hotel Umbrella Auto Umbrella Admitted Umbrella Excess AutoDescription
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About This Coverage
• Umbrella/excess/retained limit products
• A- (Excellent) A.M. Best rating
• $10 million capacity for lead attachment points
• $15 million capacity for low and medium hazard risks
• Low minimum account premium
• $775 per million for low hazard business
• $675 per million for many small business risks
• Flexible underlying financial rating requirements
Eligible Classes of Business
• Garage liability
• Hospitality
• Family Style and Fast Food Restaurants
• Food Processing
• Trades & GCs (some residential capabilities)
• Entertainment
• Real Estate
• Manufacturing and Service
We’d rather see submissions than not have the opportunity, however, general dislikes include:
• ‘National Accounts’ business
• Trucking, livery, courier
• Nursing homes and assisted living
• Imported products from China
• Refinery, pipeline and “over-the hole” business
• Medical products
• Pharma/Nutraceuticals
• Chemicals
• Dams/Levees
• Railroad
• New York Contractors
• High-Rise Crane Operations
• Restaurants with Liquor
Details
Has Pen
Listing Contact
Osprey Underwriters Underwriting
Offered By
Availability 50 states + DC
Covered
Not Covered
