Valuable Articles

Offered by Orchid Insurance

Personal Articles Floaters High Value High Net Worth Inland Marine


While typical homeowners’ policies are designed to insure the home and what is inside it, there is usually limited coverage for valuable articles that may get lost, stolen or damaged. With Orchid’s premier carriers such as Chubb, AIG, Nat Gen Premier and Ironshore Private Client, these special possessions can be protected with the broadest level of coverage. A few key coverages* include:

Worldwide Coverage
– Covered valuables are protected at home and across the globe from most causes of loss with no deductible

Breakage of Fragile Articles
– Delicate items such as fine china, crystal and porcelain are automatically covered for breakage

Newly Acquired Items
– Automatic coverage is provided up to 25% of the policy class limits for up to 90 days after purchase

Paying Market Value
– Up to 150% of the amount of the itemized coverage is available

Agreed Value
– The value placed on an item is what can be expected in event of a claim

Pair or Set
– Choice to repair, replace or surrender undamaged item(s) that are part of a pair or set


Appointment Required

Carrier Information

Chubb, AIG, National General Premier, Ironshore Private Client, Andover Companies (varies by state)



Rating A- or Better

Rating By A.M. Best

Listing Contact

Marketing Department

Offered By

Orchid Insurance

32 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


Not Covered

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