Valuable Articles
Offered by Orchid Insurance
Personal Articles Floaters High Value High Net Worth Inland MarineDescription
While typical homeowners’ policies are designed to insure the home and what is inside it, there is usually limited coverage for valuable articles that may get lost, stolen or damaged. With Orchid’s premier carriers such as Chubb, AIG, Nat Gen Premier and Ironshore Private Client, these special possessions can be protected with the broadest level of coverage. A few key coverages* include:
Worldwide Coverage
– Covered valuables are protected at home and across the globe from most causes of loss with no deductible
Breakage of Fragile Articles
– Delicate items such as fine china, crystal and porcelain are automatically covered for breakage
Newly Acquired Items
– Automatic coverage is provided up to 25% of the policy class limits for up to 90 days after purchase
Paying Market Value
– Up to 150% of the amount of the itemized coverage is available
Agreed Value
– The value placed on an item is what can be expected in event of a claim
Pair or Set
– Choice to repair, replace or surrender undamaged item(s) that are part of a pair or set
Details
Appointment Required
Carrier Information
Chubb, AIG, National General Premier, Ironshore Private Client, Andover Companies (varies by state)
Admitted
Non-Admitted
Rating A- or Better
Rating By A.M. Best
Listing Contact
Marketing Department
Offered By
Availability 50 states + DC
Covered
Not Covered
