Food & Beverage

Offered by NEXT Insurance

Restaurant With Entertainment Restaurant Property Restaurants Restaurant Workers Comp Restaurant EPLI Restaurant Package Fine Dining Restaurants Bakery Food Trucks Coffee Shop


NEXT Overview:

  • Broad appetite with over +1,300 professions available
  • Quote and bind online for businesses up to $5M in annual revenue
  • Admitted and A- Rated by A.M. Best
  • Direct Bill, Automatic Renewal, Flexible Payment Options
  • No trailing documents needed to bind

Target Professions:

  • Bakery
  • Caterer
  • Coffee Shop
  • Food Truck
  • Grocery Store
  • Restaurant (fast food, fine dining, family style, casual dining, home based, cloud kitchen)

Underwriting Guidelines:

  • Maximum Revenue: $5M
  • Limits Available: $500k/$500k to $2M/$4M
  • Coverage Highlights: Our General Liability coverage also includes Cyber insurance, Liquor Liability, EPLI, Food-borne Illnesses, Foreign matters, unexpected allergic reactions, and more.
  • Our Liquor Liability coverage is for restaurants with less than 50% liquor sales and is available in select states. 

Lines of Business Available:

  • Business owner's policy
  • General Liability
  • Workers compensation

Helpful Resources: 

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Food & Beverage Coverage Guide


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Next Insurance US Company


Rating A-

Rating By A.M. Best

Offered By

NEXT Insurance

13 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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