Crisis Management Insurance
Offered by Risko Strategies, LLC
Active Assailant Workplace Violence Terrorism Technology Crisis Management Deadly Weapon Property Damage War And Terrorism Active ShooterDescription
Lloyd's-backed insurance.
One Multi-Cover Insurance Package.
...with a Single Crisis Response, Mitigation, & Duty of Care Technology Provider.This unique crisis management insurance solution allows the insured to select up to 5 coverage lines as described below while integrating a response/ mitigation technology subscription, offered by the underwriter-retained crisis response service provider, included in the coverage procurement.
Insurance coverage (5) lines available:
1) Sabotage & Terrorism (S&T) Property Damage (PD) + Business Interruption (BI)
- Broad terrorism definition includes political, religion,ideology
- Acts certified US TRIPRA (not requiring certification)
2) Strikes, Riots, Civil Commotion Malicious Damage(SRCCM) PD+ BI
- Broader coverage than standard sabotage and terrorism
- Protects assets against acts from: riots; strikers; labor dispute disturbances.
3) Active Assailant/Shooter Event
Comprehensive coverage:
• PD; gross earnings loss, 3rd party liability (TPL); crisis response
• Debris removal, bodily injury (BIN) denial of access, add'l expense
4) Terrorism Liability
• TPL + PD
• BIN; employers’ liability; and lenders
5) Full Political Violence (PV) +BI
- Expands SRCCM PD+BI to include:
• Insurrection, Revolution, Rebellion, Coup d’état; Civil War
Risk Mitigation & Technology Service included in the insurance procurement
1) Pre-Incident/ Risk Mitigation Support for the Five Covers
- Duty of care, specialty consulting and intelligence services
- Disaster recovery and rapid response preparedness
- Access to industry experts for vulnerability assessments
2) Customized Technology for Risk Avoidance/ Duty of Care
{starter subscription package for insureds}
- Crisis management smartphone application and admin dashboard
- Customized mass-message alerts
- Two-Way communication via private dashboard environment
- Geo-fencing/ fixed asset-tracking
- Mobile device Check-in/Assist command linked to crisis center
(Max limit: $20,000,000 or $80,000,000)
Details
Carrier Information
Lloyd's of London
Non-Admitted
Rating A
Rating By AM Best
Offered By
Availability 50 states + DC
Covered
Not Covered