Cyber Risk Insurance - Small to Mid-Sized Businesses NOTE: Program available through Surplus Lines Wholesale Brokers Only

Offered by Plum Insurance Services

Cyber Risk Breach Response Network Security Cyber Privacy First Party Cyber Cyber Extortion Media Liability Cyber Crime Data Breach Cyber Liability


Introducing Plum's new in-house underwriting Cyber Risk Program for Small to Medium businesses (SME's).  This market segment comprises the majority of businesses in the US and remains the most vulnerable to cyber attacks.  Yet, according to recent studies, more than 50% of these businesses do not have cyber risk insurance in place and will face the full impact of a cyber attack and its financial, regulatory and reputational consequences.  They may be one cyber attack away from going out of business.  Offering Cyber Risk insurance coverage to clients could be topping the list of Best Practices for insurance professionals.

** Available Coverage (Primary only):
• Data Breach Response Costs
• Network Security, Privacy & Data Breach Liability
• Regulatory Liability
• Cyber Business Interruption
• Data Restorations Costs
• Cyber Extortion
• Multi Media Liability
• PCI Fines & Assessments
• Computer Hardware Cover (Bricking)
• System Failure Business Interruption
• Contingent System Failure Business Interruption
• Reputational Harm
• Social Engineering
• Cyber Contingent Business Interruption

PLUS: Complimentary access to e-RiskHub Cyber Risk Management portal powered by  NetDiligence, including Breach Coach, Incident Roadmap, Cyber Tools, Learning Center, Security Training, Phishing Training, Risk Manager Tools, News Center and more.

** Available Limits (Per Policy):
$100,000 to $10,000,000

Appetite by Class of Business Sector:
• Manufacturing
• Construction
• Retail
• Non-Profits
• Education
• Government (small)
• Professional Services (including lawyers, real estate, and insurance)
• Transportation
• Hospitality
• And more....

Submission Criteria: 
• Fully completed and legible Cyber Risk Insurance application
• Minimum 3 years in business; sorry no new ventures
• US Operations only
• Maximum Annual Gross Revenue considered $250,000,000
• No Technology or Technology related risks

Plum's SME in-house underwriting authority Cyber Program is available exclusively through duly licensed and appointed Surplus Lines Wholesale Brokers.

**NOTE:  Coverage and limit availability under our SME Cyber Risk in-house underwriting authority Program may vary by account and/or state.  Some coverages and limits above are available to selected accounts only via endorsement.


Appointment Required

Carrier Information


Rating A XV

Rating By A.M. Best

Offered By

Plum Insurance Services

1 listing in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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