Directors and Officers for Community Associations

Offered by Preferred Property Programs

D&O D & O Liability Condo D&O Condominium Associations Condo Associations HOA D&O Community Association D&O Homeowners Associations (HOAs) Homeowners Association Umbrella Condo Associations Umbrella


A dedicated Directors and Officers Liability policy designed specifically to address the unique exposures presented by Community Associations.

Coverage Highlights
• A+ rated carrier
• Broad definition of “Claim” provides coverage for monetary and non-monetary damages
• Employment Practices Liability coverage with Defense Expense coverage for Wage and Hour claims included
• Provides coverage for Directors, Officers, Trustees, Employees, Committee Members, Volunteers, in addition to providing coverage for independent Community Association Managers and Builder Developers
• Punitive and Exemplary Damages coverage where insurable under applicable state law
• Coverage for Insured versus Insured claims (both Insured Person vs. Insured Person and Entity Organization)
• Defense Expense coverage for Breach of Contract Claims
• Coverage for Insured Persons in Outside Director capacity

Our D&O Policy offers limits starting at $1 million on a primary or excess basis, is available in all states and was designed specifically to work in conjunction with our well established Umbrella Policy.


$1M Maximum Premium

$1M Minimum Premium

Has Pen

Appointment Required

Carrier Information


Rating A+

Listing Contact

Wayne Dow

Offered By

Preferred Property Programs

13 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


Not Covered

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