GIG Insurance Group - Community Association Insurance
Offered by NSM Insurance Group
D&O D & O Liability HOA D&O Condo D&O Crime Community Association D&O EPLIDescription
GIG Insurance Group, the industry leader in community association insurance, offers unmatched Directors & Officers (D&O) and crime coverage as well as other essential solutions that deliver critical protection from numerous mounting exposures. GIG is a best-in-class program from NSM Insurance Group, the nation’s leading provider of specialty insurance.
We have the programs, experience and technology to put you ahead of the competition!
- Specialized coverage
- Exclusive A++ rated carrier (AM Best)
- Quality service and support
- Cutting-edge GIG Agent Portal for agents to quote, bind and issue policies online in minutes
Directors & Officers Coverage
- Minimum premium of just $880 in most states
- First dollar defense providing true duty to defend form for most risks
- Defense costs outside policy limits not to exceed policy limits or $1M
- Automatic coverage for Property Manager
- Defense of suits arising out of breach of contract
- $150,000 sub-limit on defense costs for Wage & Hour Wrongful Acts
Crime Coverage
Commercial crime policy with all insuring agreements up to $3M limits, including:
- Employee theft
- ERISA fidelity
- Forgery or alteration
- Inside and outside the premises
- Computer and funds transfer fraud
- Money orders and counterfeit paper currency
- Fraudulent inducement (coming soon)
Eligible Community Associations
- Condominium
- Homeowners
- Cooperatives
- Planned unit developments
- Property owners
- Timeshares
Details
Has Pen
Carrier Information
Admitted
Rating A++
Rating By AM Best
Offered By
Availability 49 states
Covered
Not Covered
