Excess Property

Offered by Orchid Insurance

Excess Property Property Owners Insurance Agents

Description

Orchid Insurance offers Excess Property coverage that provides protection above and beyond the underlying or primary policy. If a claim exceeds the limits of a primary policy, Orchid Excess Liability picks up the remaining costs that were not covered by the primary insurance.

In other words, excess property serves as insurance on top of original insurance. When risks are large and complicated, Excess Property makes sure that everything is covered, even if the primary coverage has reached its declared limits. If property is valued at more than what an insured’s policy states, then Orchid's Excess Property coverage is a viable option for increasing policy limits and meeting specific needs.

Excess Property coverage, which can be provided on an all-risk or standalone basis, protects against castastrophic perils such as windstorms, floods, and earthquakes. It can provided on an all risk or a standalone basis. Premiums can range  from a minimum $25,000 for non-critical exposures to a minimum of $50,000 for critical exposures.

Details

Appointment Required

Carrier Information

Multiple Markets Available

Admitted

Non-Admitted

Rating A- or Better

Rating By A.M. Best

Listing Contact

Marketing Department

Offered By

Orchid Insurance

39 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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